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Single Family ResidenceResidential
$318,467$232 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $235,000 on Jun 4, 2021

404 S SPENCER ST

LEXINGTON, IL 61753
0
Baths
1,374 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$318K
$288K low$349K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$235,000 · Jun 4, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,044 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$100,792 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,661
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$91,131
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$100,792
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$302,376

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLean
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.None

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lexington Elementary SchoolA-
Elementary · Grades PK–5 · 0.9 mi
H
Lexington High SchoolA+
High · Grades 9–12 · 0.9 mi
M
Lexington Junior High SchoolA
Middle · Grades 6–8 · 0.9 mi

District: Lexington Community Unit School District 7

Neighborhood · ZIP 61753These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.3,044
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,877
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,432
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

404 S Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Lexington 61753
  • Costs more per square foot than 90% of homes in McLean County
  • Has a smaller lot than 81% of homes in Lexington 61753
  • Among the newest homes in Lexington 61753

What homes are worth in Lexington 61753

Each bar is how many homes fall in that price range. The marker is this home.

This home
$86K$781K

This home is worth more than 71% of homes in Lexington 61753.

How it measures up in Lexington 61753

The dot is this home. The mark in the middle is the typical home in Lexington 61753.

Estimated value$318,467
CheaperTypical $232,857Pricier

Pricier than 71% of homes nearby

Price per ft²$232
CheaperTypical $171Pricier

Pricier than 79% of homes nearby

Living area1,374 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.21 ac
SmallerTypical 0.45 acBigger

Bigger than 19% of homes nearby

Year built2021
OlderTypical 1969Newer

Newer than almost all homes nearby

How 404 S Spencer St ranks against every home in each area.
MeasureThis homeLexington 61753McLean County
Estimated valuepricier than$318,46771% of homes69% of homes
Price per ft²pricier than$23279% of homes90% of homes
Living areabigger than1,374 ft²57% of homes43% of homes
Lot sizebigger than0.21 ac19% of homes44% of homes
Year builtnewer than2021almost all homesalmost all homes

About 404 S Spencer St

How much is 404 S Spencer St, Lexington, IL worth?

The TopHap Estimate for 404 S Spencer St, Lexington, IL is $318,467 as of Aug 30, 2026. The likely range is $287,749 to $349,185. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 404 S Spencer St, Lexington, IL last sell?

404 S Spencer St, Lexington, IL last sold on Jun 4, 2021 for $235,000, according to the county's recorded deed.

How big is 404 S Spencer St, Lexington, IL?

404 S Spencer St, Lexington, IL has 1,374 square feet of living space and a 0.21-acre lot.

When was 404 S Spencer St, Lexington, IL built?

404 S Spencer St, Lexington, IL was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 404 S Spencer St, Lexington, IL?

404 S Spencer St, Lexington, IL is assigned to Lexington Elementary School (elementary), rated A-; Lexington High School (high), rated A+; Lexington Junior High School (middle), rated A. All sit in Lexington Community Unit School District 7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 404 S Spencer St, Lexington, IL compare to other homes in Lexington 61753?

Among the 1,194 homes in Lexington 61753, it is worth more than 71% of them ($318,467 against a typical $232,857), its price per square foot is higher than 79% of them ($232 against a typical $171), it is bigger than 57% of them (1,374 ft² against a typical 1,312 ft²), its lot is bigger than 19% of them (0.21 ac against a typical 0.45 ac) and it is newer than almost all of them (2021 against a typical 1969). Measured against all of McLean County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 404 S Spencer St, Lexington, IL?

The 2025 property tax bill for 404 S Spencer St, Lexington, IL was $8,044. The county assessed it at $100,792.

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