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Single Family ResidenceResidential
$303,318$215 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $220,000 on Oct 7, 2021

406 S SPENCER ST

LEXINGTON, IL 61753
0
Baths
1,409 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$303K
$286K low$320K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Oct 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,637 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$96,250 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,661
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,589
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$96,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$288,750

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
70
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLean
Lot (acres)The size of the land the home sits on, from county records.0.21
HeatingThe type of heating system in the home.None

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lexington Elementary SchoolA-
Elementary · Grades PK–5 · 0.9 mi
H
Lexington High SchoolA+
High · Grades 9–12 · 0.9 mi
M
Lexington Junior High SchoolA
Middle · Grades 6–8 · 0.9 mi

District: Lexington Community Unit School District 7

Neighborhood · ZIP 61753These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.3,044
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,877
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,432
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 S Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Lexington 61753
  • Costs more per square foot than 86% of homes in McLean County
  • Has a smaller lot than 81% of homes in Lexington 61753
  • Newer than 97% of homes in Lexington 61753

What homes are worth in Lexington 61753

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$726K

This home is worth more than 69% of homes in Lexington 61753.

How it measures up in Lexington 61753

The dot is this home. The mark in the middle is the typical home in Lexington 61753.

Estimated value$303,318
CheaperTypical $226,731Pricier

Pricier than 69% of homes nearby

Price per ft²$215
CheaperTypical $168Pricier

Pricier than 73% of homes nearby

Living area1,409 ft²
SmallerTypical 1,314 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.21 ac
SmallerTypical 0.44 acBigger

Bigger than 19% of homes nearby

Year built2015
OlderTypical 1969Newer

Newer than 97% of homes nearby

How 406 S Spencer St ranks against every home in each area.
MeasureThis homeLexington 61753McLean County
Estimated valuepricier than$303,31869% of homes66% of homes
Price per ft²pricier than$21573% of homes86% of homes
Living areabigger than1,409 ft²60% of homes44% of homes
Lot sizebigger than0.21 ac19% of homes45% of homes
Year builtnewer than201597% of homes97% of homes

About 406 S Spencer St

How much is 406 S Spencer St, Lexington, IL worth?

The TopHap Estimate for 406 S Spencer St, Lexington, IL is $303,318 as of Sep 24, 2026. The likely range is $286,147 to $320,489. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 S Spencer St, Lexington, IL last sell?

406 S Spencer St, Lexington, IL last sold on Oct 7, 2021 for $220,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 406 S Spencer St, Lexington, IL?

406 S Spencer St, Lexington, IL has 1,409 square feet of living space and a 0.21-acre lot.

When was 406 S Spencer St, Lexington, IL built?

406 S Spencer St, Lexington, IL was built in 2015, making it 11 years old. The building has 1 story.

What schools serve 406 S Spencer St, Lexington, IL?

406 S Spencer St, Lexington, IL is assigned to Lexington Elementary School (elementary), rated A-; Lexington High School (high), rated A+; Lexington Junior High School (middle), rated A. All sit in Lexington Community Unit School District 7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 S Spencer St, Lexington, IL compare to other homes in Lexington 61753?

Among the 1,193 homes in Lexington 61753, it is worth more than 69% of them ($303,318 against a typical $226,731), its price per square foot is higher than 73% of them ($215 against a typical $168), it is bigger than 60% of them (1,409 ft² against a typical 1,314 ft²), its lot is bigger than 19% of them (0.21 ac against a typical 0.44 ac) and it is newer than 97% of them (2015 against a typical 1969). Measured against all of McLean County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 S Spencer St, Lexington, IL?

The 2025 property tax bill for 406 S Spencer St, Lexington, IL was $7,637. The county assessed it at $96,250.

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