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Single Family ResidentialResidential
$443,968$207 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4045 RUTH ST

IOWA CITY, IA 52245
5
Beds
1 / 1
Baths
2,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$444K
$416K low$472K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$103,418
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,734
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.78%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$240,000
UNIVERSITY OF IOWA COMMUNITY CU · 3.25% 2 · recorded Jun 11, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,550
GREENSTATE CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,934 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$407,410 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$345,130
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$374,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$407,410

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyJOHNSON
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hoover Elementary SchoolC
Elementary · Grades PK–6 · 1.0 mi
M
Southeast Junior High SchoolC+
Middle · Grades 7–8 · 1.6 mi
H
City High SchoolB+
High · Grades 9–12 · 1.6 mi

District: Iowa City Community School District

Neighborhood · ZIP 52245These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.22,373
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,546 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,713
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,976
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4045 Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Iowa City 52245
  • Bigger than 87% of homes in Johnson County
  • Has a smaller lot than 74% of homes in Johnson County
  • Newer than 80% of homes in Iowa City 52245

What homes are worth in Iowa City 52245

Each bar is how many homes fall in that price range. The marker is this home.

This home
$158K$770K

This home is worth more than 80% of homes in Iowa City 52245.

How it measures up in Iowa City 52245

The dot is this home. The mark in the middle is the typical home in Iowa City 52245.

Estimated value$443,968
CheaperTypical $315,970Pricier

Pricier than 80% of homes nearby

Price per ft²$207
CheaperTypical $222Pricier

Pricier than 40% of homes nearby

Living area2,140 ft²
SmallerTypical 1,423 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.17 ac
SmallerTypical 0.2 acBigger

Bigger than 37% of homes nearby

Year built2005
OlderTypical 1978Newer

Newer than 80% of homes nearby

How 4045 Ruth St ranks against every home in each area.
MeasureThis homeIowa City 52245Johnson County
Estimated valuepricier than$443,96880% of homes73% of homes
Price per ft²pricier than$20740% of homes37% of homes
Living areabigger than2,140 ft²86% of homes87% of homes
Lot sizebigger than0.17 ac37% of homes26% of homes
Year builtnewer than200580% of homes68% of homes

About 4045 Ruth St

How much is 4045 Ruth St, Iowa City, IA worth?

The TopHap Estimate for 4045 Ruth St, Iowa City, IA is $443,968 as of Jul 14, 2026. The likely range is $415,576 to $472,360. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4045 Ruth St, Iowa City, IA last sell?

4045 Ruth St, Iowa City, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 4045 Ruth St, Iowa City, IA?

4045 Ruth St, Iowa City, IA has 5 bedrooms, 1 bathrooms, 2,140 square feet of living space and a 0.17-acre lot.

When was 4045 Ruth St, Iowa City, IA built?

4045 Ruth St, Iowa City, IA was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 4045 Ruth St, Iowa City, IA?

4045 Ruth St, Iowa City, IA is assigned to Hoover Elementary School (elementary), rated C; Southeast Junior High School (middle), rated C+; City High School (high), rated B+. All sit in Iowa City Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4045 Ruth St, Iowa City, IA compare to other homes in Iowa City 52245?

Among the 8,459 homes in Iowa City 52245, it is worth more than 80% of them ($443,968 against a typical $315,970), its price per square foot is higher than 40% of them ($207 against a typical $222), it is bigger than 86% of them (2,140 ft² against a typical 1,423 ft²), its lot is bigger than 37% of them (0.17 ac against a typical 0.2 ac) and it is newer than 80% of them (2005 against a typical 1978). Measured against all of Johnson County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4045 Ruth St, Iowa City, IA?

The 2025 property tax bill for 4045 Ruth St, Iowa City, IA was $6,934. The county assessed it at $407,410.

Closest homes

More homes in Iowa City 52245

Assigned schools

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