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Single Family ResidenceResidential
$709,911$350 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $250,000 on Jun 27, 2002

405 E INDIAN ROCK RD

VISTA, CA 92084
3
Beds
2
Baths
2,026 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$710K
$681K low$739K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$250,000 · Jun 27, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$357,911
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$286,329
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,000
POINT MORTGAGE CORP · recorded Nov 9, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$132,000
WASHINGTON MUTUAL BANK FA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,883 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$376,694 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$188,347
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$188,347
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$369,308

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
17
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Vista High SchoolC-
High · Grades 9–12 · 0.6 mi
E
Bobier Elementary SchoolC-
Elementary · Grades KG–5 · 0.7 mi
M
Roosevelt Middle SchoolC-
Middle · Grades 6–8 · 2.9 mi

District: Vista Unified School District

Neighborhood · ZIP 92084These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.197

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.51,313
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,016 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,525
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,072
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 E Indian Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Vista 92084
  • Costs less per square foot than 96% of homes in San Diego County
  • Bigger than 73% of homes in San Diego County
  • Has a smaller lot than 83% of homes in Vista 92084
  • Older than 73% of homes in San Diego County

What homes are worth in Vista 92084

Each bar is how many homes fall in that price range. The marker is this home.

This home
$459K$1.7M

This home is worth more than 28% of homes in Vista 92084.

How it measures up in Vista 92084

The dot is this home. The mark in the middle is the typical home in Vista 92084.

Estimated value$709,911
CheaperTypical $819,696Pricier

Pricier than 28% of homes nearby

Price per ft²$350
CheaperTypical $458Pricier

Pricier than 11% of homes nearby

Living area2,026 ft²
SmallerTypical 1,771 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.23 ac
SmallerTypical 0.55 acBigger

Bigger than 17% of homes nearby

Year built1972
OlderTypical 1976Newer

Newer than 41% of homes nearby

How 405 E Indian Rock Rd ranks against every home in each area.
MeasureThis homeVista 92084San Diego County
Estimated valuepricier than$709,91128% of homes29% of homes
Price per ft²pricier than$35011% of homes4% of homes
Living areabigger than2,026 ft²61% of homes73% of homes
Lot sizebigger than0.23 ac17% of homes47% of homes
Year builtnewer than197241% of homes27% of homes

About 405 E Indian Rock Rd

How much is 405 E Indian Rock Rd, Vista, CA worth?

The TopHap Estimate for 405 E Indian Rock Rd, Vista, CA is $709,911 as of Jul 14, 2026. The likely range is $680,555 to $739,267. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 E Indian Rock Rd, Vista, CA last sell?

405 E Indian Rock Rd, Vista, CA last sold on Jun 27, 2002 for $250,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 405 E Indian Rock Rd, Vista, CA?

405 E Indian Rock Rd, Vista, CA has 3 bedrooms, 2 bathrooms, 2,026 square feet of living space and a 0.23-acre lot.

When was 405 E Indian Rock Rd, Vista, CA built?

405 E Indian Rock Rd, Vista, CA was built in 1972, making it 54 years old. It is a contemporary home.

What schools serve 405 E Indian Rock Rd, Vista, CA?

405 E Indian Rock Rd, Vista, CA is assigned to Vista High School (high), rated C-; Bobier Elementary School (elementary), rated C-; Roosevelt Middle School (middle), rated C-. All sit in Vista Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 E Indian Rock Rd, Vista, CA compare to other homes in Vista 92084?

Among the 12,164 homes in Vista 92084, it is worth more than 28% of them ($709,911 against a typical $819,696), its price per square foot is higher than 11% of them ($350 against a typical $458), it is bigger than 61% of them (2,026 ft² against a typical 1,771 ft²), its lot is bigger than 17% of them (0.23 ac against a typical 0.55 ac) and it is newer than 41% of them (1972 against a typical 1976). Measured against all of San Diego County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 E Indian Rock Rd, Vista, CA?

The 2025 property tax bill for 405 E Indian Rock Rd, Vista, CA was $4,883. The county assessed it at $376,694.

Closest homes

More homes in Vista 92084

Assigned schools

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