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Single Family ResidenceResidential
$320,392$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $312,500 on May 18, 2026

405 MAIN ST

DERBY, VT 05829
3
Beds
1.5
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$320K
$277K low$363K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$312,500 · May 18, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,353 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$158,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$105,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$158,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
36
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.0.88
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 0.1 mi
H
North Country Union High SchoolD-
High · Grades 9–12 · 3.5 mi
E
Derby Elementary SchoolD
Elementary · Grades PK–6 · 3.7 mi

District: Derby School District

Neighborhood · ZIP 05829These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,372
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 69% of homes in Orleans County
  • Older than 79% of homes in Derby 05829

What homes are worth in Derby 05829

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$881K

This home is worth more than 50% of homes in Derby 05829.

How it measures up in Derby 05829

The dot is this home. The mark in the middle is the typical home in Derby 05829.

Estimated value$320,392
CheaperTypical $323,647Pricier

Pricier than 50% of homes nearby

Price per ft²$220
CheaperTypical $246Pricier

Pricier than 38% of homes nearby

Living area1,456 ft²
SmallerTypical 1,362 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.88 ac
SmallerTypical 2 acBigger

Bigger than 35% of homes nearby

Year built1947
OlderTypical 1978Newer

Newer than 21% of homes nearby

How 405 Main St ranks against every home in each area.
MeasureThis homeDerby 05829Orleans County
Estimated valuepricier than$320,39250% of homes52% of homes
Price per ft²pricier than$22038% of homes47% of homes
Living areabigger than1,456 ft²56% of homes54% of homes
Lot sizebigger than0.88 ac35% of homes31% of homes
Year builtnewer than194721% of homes27% of homes

About 405 Main St

How much is 405 Main St, Derby, VT worth?

The TopHap Estimate for 405 Main St, Derby, VT is $320,392 as of Oct 21, 2026. The likely range is $277,428 to $363,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Main St, Derby, VT last sell?

405 Main St, Derby, VT last sold on May 18, 2026 for $312,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 405 Main St, Derby, VT?

405 Main St, Derby, VT has 3 bedrooms, 1.5 bathrooms, 1,456 square feet of living space and a 0.88-acre lot.

When was 405 Main St, Derby, VT built?

405 Main St, Derby, VT was built in 1947, making it 79 years old. It is a cape cod home. The building has 2 stories.

What schools serve 405 Main St, Derby, VT?

405 Main St, Derby, VT is assigned to North Country Union Junior High School (middle), rated C-; North Country Union High School (high), rated D-; Derby Elementary School (elementary), rated D. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Main St, Derby, VT compare to other homes in Derby 05829?

Among the 1,121 homes in Derby 05829, it is worth more than 50% of them ($320,392 against a typical $323,647), its price per square foot is higher than 38% of them ($220 against a typical $246), it is bigger than 56% of them (1,456 ft² against a typical 1,362 ft²), its lot is bigger than 35% of them (0.88 ac against a typical 2 ac) and it is newer than 21% of them (1947 against a typical 1978). Measured against all of Orleans County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Main St, Derby, VT?

The 2025 property tax bill for 405 Main St, Derby, VT was $2,353. The county assessed it at $158,100.

More homes on Main St

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Assigned schools

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