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Single Family ResidenceResidential
$250,670$55 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $240,000 on Dec 10, 2025

433 MAIN ST

DERBY, VT 05829
2
Beds
3 / 3
Baths
4,519 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3 ac
Lot SizeThe size of the land the home sits on, from county records.
1875
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$251K
$220K low$281K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Dec 10, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,521 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$87,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$137,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.3.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Elevator

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Derby Elementary SchoolD
Elementary · Grades PK–6 · 0.8 mi
M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 3.8 mi
H
North Country Union High SchoolD-
High · Grades 9–12 · 6.2 mi

District: Derby School District

Neighborhood · ZIP 05829These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.72

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.1,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.60 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,372
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

433 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Derby 05829
  • Among the lowest price per square foot in Derby 05829
  • Among the largest homes in Orleans County
  • Older than 94% of homes in Orleans County

What homes are worth in Derby 05829

Each bar is how many homes fall in that price range. The marker is this home.

This home
$105K$845K

This home is worth more than 29% of homes in Derby 05829.

How it measures up in Derby 05829

The dot is this home. The mark in the middle is the typical home in Derby 05829.

Estimated value$250,670
CheaperTypical $308,914Pricier

Pricier than 29% of homes nearby

Price per ft²$55
CheaperTypical $237Pricier

Cheaper than almost all homes nearby

Living area4,519 ft²
SmallerTypical 1,365 ft²Bigger

Bigger than 98% of homes nearby

Lot size3 ac
SmallerTypical 1.4 acBigger

Bigger than 60% of homes nearby

Year built1875
OlderTypical 1978Newer

Newer than 7% of homes nearby

How 433 Main St ranks against every home in each area.
MeasureThis homeDerby 05829Orleans County
Estimated valuepricier than$250,67029% of homes34% of homes
Price per ft²pricier than$55almost no homesalmost no homes
Living areabigger than4,519 ft²98% of homesalmost all homes
Lot sizebigger than3 ac60% of homes52% of homes
Year builtnewer than18757% of homes6% of homes

About 433 Main St

How much is 433 Main St, Derby, VT worth?

The TopHap Estimate for 433 Main St, Derby, VT is $250,670 as of Sep 24, 2026. The likely range is $220,498 to $280,842. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 433 Main St, Derby, VT last sell?

433 Main St, Derby, VT last sold on Dec 10, 2025 for $240,000, according to the county's recorded deed.

How big is 433 Main St, Derby, VT?

433 Main St, Derby, VT has 2 bedrooms, 3 bathrooms, 4,519 square feet of living space and a 3.00-acre lot.

When was 433 Main St, Derby, VT built?

433 Main St, Derby, VT was built in 1875, making it 151 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 433 Main St, Derby, VT?

433 Main St, Derby, VT is assigned to Derby Elementary School (elementary), rated D; North Country Union Junior High School (middle), rated C-; North Country Union High School (high), rated D-. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 433 Main St, Derby, VT compare to other homes in Derby 05829?

Among the 1,121 homes in Derby 05829, it is worth more than 29% of them ($250,670 against a typical $308,914), its price per square foot is higher than almost none of them ($55 against a typical $237), it is bigger than 98% of them (4,519 ft² against a typical 1,365 ft²), its lot is bigger than 60% of them (3 ac against a typical 1.4 ac) and it is newer than 7% of them (1875 against a typical 1978). Measured against all of Orleans County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 433 Main St, Derby, VT?

The 2025 property tax bill for 433 Main St, Derby, VT was $2,521. The county assessed it at $137,800.

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