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Single Family ResidenceResidential
$207,154$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $108,000 on Mar 1, 2019

405 MAIN ST E

SAINT STEPHEN, MN 56375
3
Beds
1
Baths
919 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$207K
$175K low$239K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$108,000 · Mar 1, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,492 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$243,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$87,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$156,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$227,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$243,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
40
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Lot (acres)The size of the land the home sits on, from county records.1.32
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sartell High SchoolA
High · Grades 9–12 · 3.5 mi
E
Pine Meadow Primary School
Elementary · Grades 1–2 · 5.6 mi
M
Sartell Middle SchoolA
Middle · Grades 6–8 · 5.6 mi

District: Sartell-St. Stephen Isd 748

Neighborhood · ZIP 56375These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.445
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.131 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,735
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,837
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Main St E measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Saint Stephen 56375
  • Costs more per square foot than 75% of homes in Stearns County
  • Smaller than 92% of homes in Stearns County
  • Has a bigger lot than 75% of homes in Stearns County
  • Older than 75% of homes in Saint Stephen 56375

What homes are worth in Saint Stephen 56375

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$622K

This home is worth more than 24% of homes in Saint Stephen 56375.

How it measures up in Saint Stephen 56375

The dot is this home. The mark in the middle is the typical home in Saint Stephen 56375.

Estimated value$207,154
CheaperTypical $241,087Pricier

Pricier than 24% of homes nearby

Price per ft²$225
CheaperTypical $208Pricier

Pricier than 61% of homes nearby

Living area919 ft²
SmallerTypical 1,148 ft²Bigger

Bigger than 11% of homes nearby

Lot size1.32 ac
SmallerTypical 0.63 acBigger

Bigger than 73% of homes nearby

Year built1972
OlderTypical 1983Newer

Newer than 25% of homes nearby

How 405 Main St E ranks against every home in each area.
MeasureThis homeSaint Stephen 56375Stearns County
Estimated valuepricier than$207,15424% of homes36% of homes
Price per ft²pricier than$22561% of homes75% of homes
Living areabigger than919 ft²11% of homes8% of homes
Lot sizebigger than1.32 ac73% of homes75% of homes
Year builtnewer than197225% of homes37% of homes

About 405 Main St E

How much is 405 Main St E, Saint Stephen, MN worth?

The TopHap Estimate for 405 Main St E, Saint Stephen, MN is $207,154 as of Aug 30, 2026. The likely range is $175,474 to $238,834. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Main St E, Saint Stephen, MN last sell?

405 Main St E, Saint Stephen, MN last sold on Mar 1, 2019 for $108,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 405 Main St E, Saint Stephen, MN?

405 Main St E, Saint Stephen, MN has 3 bedrooms, 1 bathrooms, 919 square feet of living space and a 1.32-acre lot.

When was 405 Main St E, Saint Stephen, MN built?

405 Main St E, Saint Stephen, MN was built in 1972, making it 54 years old. It is a ranch home. The building has 1 story.

What schools serve 405 Main St E, Saint Stephen, MN?

405 Main St E, Saint Stephen, MN is assigned to Sartell High School (high), rated A; Pine Meadow Primary School (elementary); Sartell Middle School (middle), rated A. All sit in Sartell-St. Stephen Isd 748. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Main St E, Saint Stephen, MN compare to other homes in Saint Stephen 56375?

Among the 337 homes in Saint Stephen 56375, it is worth more than 24% of them ($207,154 against a typical $241,087), its price per square foot is higher than 61% of them ($225 against a typical $208), it is bigger than 11% of them (919 ft² against a typical 1,148 ft²), its lot is bigger than 73% of them (1.32 ac against a typical 0.63 ac) and it is newer than 25% of them (1972 against a typical 1983). Measured against all of Stearns County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Main St E, Saint Stephen, MN?

The 2026 property tax bill for 405 Main St E, Saint Stephen, MN was $2,492. The county assessed it at $243,200.

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