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Single Family ResidenceResidential
$184,362$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

409 MAIN ST E

SAINT STEPHEN, MN 56375
3
Beds
1
Baths
1,302 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$184K
$170K low$199K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,270 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$194,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$111,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$194,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.1.11
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 560 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sartell High SchoolA
High · Grades 9–12 · 3.5 mi
E
Pine Meadow Primary School
Elementary · Grades 1–2 · 5.6 mi
M
Sartell Middle SchoolA
Middle · Grades 6–8 · 5.6 mi

District: Sartell-St. Stephen Isd 748

Neighborhood · ZIP 56375These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.445
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.131 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,735
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,837
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Main St E measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Saint Stephen 56375
  • Costs less per square foot than 94% of homes in Saint Stephen 56375
  • Bigger than 66% of homes in Saint Stephen 56375
  • Has a bigger lot than 73% of homes in Stearns County
  • Older than 96% of homes in Saint Stephen 56375

What homes are worth in Saint Stephen 56375

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$622K

This home is worth more than 12% of homes in Saint Stephen 56375.

How it measures up in Saint Stephen 56375

The dot is this home. The mark in the middle is the typical home in Saint Stephen 56375.

Estimated value$184,362
CheaperTypical $241,087Pricier

Pricier than 12% of homes nearby

Price per ft²$142
CheaperTypical $208Pricier

Pricier than 6% of homes nearby

Living area1,302 ft²
SmallerTypical 1,148 ft²Bigger

Bigger than 66% of homes nearby

Lot size1.11 ac
SmallerTypical 0.63 acBigger

Bigger than 71% of homes nearby

Year built1900
OlderTypical 1983Newer

Newer than 4% of homes nearby

How 409 Main St E ranks against every home in each area.
MeasureThis homeSaint Stephen 56375Stearns County
Estimated valuepricier than$184,36212% of homes27% of homes
Price per ft²pricier than$1426% of homes24% of homes
Living areabigger than1,302 ft²66% of homes47% of homes
Lot sizebigger than1.11 ac71% of homes73% of homes
Year builtnewer than19004% of homes4% of homes

About 409 Main St E

How much is 409 Main St E, Saint Stephen, MN worth?

The TopHap Estimate for 409 Main St E, Saint Stephen, MN is $184,362 as of Aug 30, 2026. The likely range is $169,942 to $198,782. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Main St E, Saint Stephen, MN last sell?

409 Main St E, Saint Stephen, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 409 Main St E, Saint Stephen, MN?

409 Main St E, Saint Stephen, MN has 3 bedrooms, 1 bathrooms, 1,302 square feet of living space and a 1.11-acre lot.

When was 409 Main St E, Saint Stephen, MN built?

409 Main St E, Saint Stephen, MN was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 409 Main St E, Saint Stephen, MN?

409 Main St E, Saint Stephen, MN is assigned to Sartell High School (high), rated A; Pine Meadow Primary School (elementary); Sartell Middle School (middle), rated A. All sit in Sartell-St. Stephen Isd 748. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Main St E, Saint Stephen, MN compare to other homes in Saint Stephen 56375?

Among the 337 homes in Saint Stephen 56375, it is worth more than 12% of them ($184,362 against a typical $241,087), its price per square foot is higher than 6% of them ($142 against a typical $208), it is bigger than 66% of them (1,302 ft² against a typical 1,148 ft²), its lot is bigger than 71% of them (1.11 ac against a typical 0.63 ac) and it is newer than 4% of them (1900 against a typical 1983). Measured against all of Stearns County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Main St E, Saint Stephen, MN?

The 2026 property tax bill for 409 Main St E, Saint Stephen, MN was $2,270. The county assessed it at $194,600.

More homes on Main St E

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