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Single Family ResidenceResidential
$386,312$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $372,500 on Oct 10, 2025

405 MILLRACE DR

COLD SPRING, KY 41076
3
Beds
3
Baths
2,075 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$386K
$364K low$408K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$372,500 · Oct 10, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,738 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$275,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$225,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$275,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$275,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCampbell
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Donald E. Cline Elementary SchoolA+
Elementary · Grades KG–5 · 0.9 mi
M
Campbell County Middle SchoolB-
Middle · Grades 6–8 · 3.5 mi
H
Campbell County High SchoolB+
High · Grades 9–12 · 6.4 mi

District: Campbell County School District

Neighborhood · ZIP 41076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.207
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.16,932
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.894 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,794
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,169
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Millrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Newport 41076
  • Bigger than 81% of homes in Campbell County
  • Newer than 72% of homes in Campbell County

What homes are worth in Newport 41076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$618K

This home is worth more than 79% of homes in Newport 41076.

How it measures up in Newport 41076

The dot is this home. The mark in the middle is the typical home in Newport 41076.

Estimated value$386,312
CheaperTypical $258,595Pricier

Pricier than 79% of homes nearby

Price per ft²$186
CheaperTypical $175Pricier

Pricier than 60% of homes nearby

Living area2,075 ft²
SmallerTypical 1,424 ft²Bigger

Bigger than 79% of homes nearby

Year built1989
OlderTypical 1990Newer

Newer than 50% of homes nearby

How 405 Millrace Dr ranks against every home in each area.
MeasureThis homeNewport 41076Campbell County
Estimated valuepricier than$386,31279% of homes75% of homes
Price per ft²pricier than$18660% of homes52% of homes
Living areabigger than2,075 ft²79% of homes81% of homes
Year builtnewer than198950% of homes72% of homes

About 405 Millrace Dr

How much is 405 Millrace Dr, Cold Spring, KY worth?

The TopHap Estimate for 405 Millrace Dr, Cold Spring, KY is $386,312 as of Sep 24, 2026. The likely range is $364,193 to $408,431. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Millrace Dr, Cold Spring, KY last sell?

405 Millrace Dr, Cold Spring, KY last sold on Oct 10, 2025 for $372,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 405 Millrace Dr, Cold Spring, KY?

405 Millrace Dr, Cold Spring, KY has 3 bedrooms, 3 bathrooms and 2,075 square feet of living space.

When was 405 Millrace Dr, Cold Spring, KY built?

405 Millrace Dr, Cold Spring, KY was built in 1989, making it 37 years old. The building has 2 stories.

What schools serve 405 Millrace Dr, Cold Spring, KY?

405 Millrace Dr, Cold Spring, KY is assigned to Donald E. Cline Elementary School (elementary), rated A+; Campbell County Middle School (middle), rated B-; Campbell County High School (high), rated B+. All sit in Campbell County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Millrace Dr, Cold Spring, KY compare to other homes in Newport 41076?

Among the 6,053 homes in Newport 41076, it is worth more than 79% of them ($386,312 against a typical $258,595), its price per square foot is higher than 60% of them ($186 against a typical $175), it is bigger than 79% of them (2,075 ft² against a typical 1,424 ft²) and it is newer than 50% of them (1989 against a typical 1990). Measured against all of Campbell County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Millrace Dr, Cold Spring, KY?

The 2025 property tax bill for 405 Millrace Dr, Cold Spring, KY was $2,738. The county assessed it at $275,000.

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Assigned schools

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