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Single Family ResidenceResidential
$94,389
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

405 N STATE ST

RIDGE FARM, IL 61870
0
Baths
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$94K
$69K low$120K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.114%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$106,250
CATLIN BANK · 5.5% 2 · recorded Sep 29, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,821 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,676 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,326
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,069
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,028

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVERMILION
Lot (acres)The size of the land the home sits on, from county records.0.34
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Georgetown-Ridge Farm High SchoolD-
High · Grades 9–12 · 5.1 mi
E
Pine Crest Elementary SchoolD
Elementary · Grades PK–5 · 5.1 mi
M
Mary Miller Junior High SchoolB
Middle · Grades 6–8 · 5.3 mi

District: Georgetown-Ridge Farm Consolidated Unit School District 4

Neighborhood · ZIP 61870These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.1,525
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,301
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,645
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 N State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Ridge Farm 61870

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$364K

This home is worth more than 55% of homes in Ridge Farm 61870.

How it measures up in Ridge Farm 61870

The dot is this home. The mark in the middle is the typical home in Ridge Farm 61870.

Estimated value$94,389
CheaperTypical $89,534Pricier

Pricier than 55% of homes nearby

Lot size0.34 ac
SmallerTypical 0.5 acBigger

Bigger than 38% of homes nearby

How 405 N State St ranks against every home in each area.
MeasureThis homeRidge Farm 61870Vermilion County
Estimated valuepricier than$94,38955% of homes51% of homes
Lot sizebigger than0.34 ac38% of homes58% of homes

About 405 N State St

How much is 405 N State St, Ridge Farm, IL worth?

The TopHap Estimate for 405 N State St, Ridge Farm, IL is $94,389 as of Jul 14, 2026. The likely range is $69,161 to $119,617. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 N State St, Ridge Farm, IL last sell?

405 N State St, Ridge Farm, IL last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

What schools serve 405 N State St, Ridge Farm, IL?

405 N State St, Ridge Farm, IL is assigned to Georgetown-Ridge Farm High School (high), rated D-; Pine Crest Elementary School (elementary), rated D; Mary Miller Junior High School (middle), rated B. All sit in Georgetown-Ridge Farm Consolidated Unit School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 N State St, Ridge Farm, IL compare to other homes in Ridge Farm 61870?

Among the 586 homes in Ridge Farm 61870, it is worth more than 55% of them ($94,389 against a typical $89,534) and its lot is bigger than 38% of them (0.34 ac against a typical 0.5 ac). Measured against all of Vermilion County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 N State St, Ridge Farm, IL?

The 2025 property tax bill for 405 N State St, Ridge Farm, IL was $2,821. The county assessed it at $33,676.

More homes on N State St

Closest homes

More homes in Ridge Farm 61870

Assigned schools

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