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Single Family ResidenceResidential
$103,935$67 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $45,520 on Aug 2, 2005

405 PENDLETON ST

FALMOUTH, KY 41040
2
Beds
2 / 1
Baths
1,560 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1948
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$104K
$91K low$117K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,520 · Aug 2, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,335
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,068
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.106%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$58,000
FARMERS NATIONAL BANK · 7% 1 · recorded Feb 8, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$42,000
FARMERS NATIONAL BANK
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$2,600

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$164 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,300 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$62,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPendleton
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain/Flood Zone
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Tennis court

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southern Elementary SchoolC+
Elementary · Grades PK–5 · 0.4 mi
H
Pendleton County High SchoolC-
High · Grades 9–12 · 1.3 mi
M
Phillip Sharp Middle SchoolD
Middle · Grades 6–8 · 4.7 mi

District: Pendleton County School District

Neighborhood · ZIP 41040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.197
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,318
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Pendleton St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Pendleton County
  • Costs less per square foot than 92% of homes in Pendleton County
  • Bigger than 66% of homes in Falmouth 41040
  • Older than 83% of homes in Pendleton County

What homes are worth in Falmouth 41040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$552K

This home is worth more than 27% of homes in Falmouth 41040.

How it measures up in Falmouth 41040

The dot is this home. The mark in the middle is the typical home in Falmouth 41040.

Estimated value$103,935
CheaperTypical $171,385Pricier

Pricier than 27% of homes nearby

Price per ft²$67
CheaperTypical $144Pricier

Pricier than 12% of homes nearby

Living area1,560 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 66% of homes nearby

Year built1948
OlderTypical 1985Newer

Newer than 19% of homes nearby

How 405 Pendleton St ranks against every home in each area.
MeasureThis homeFalmouth 41040Pendleton County
Estimated valuepricier than$103,93527% of homes21% of homes
Price per ft²pricier than$6712% of homes8% of homes
Living areabigger than1,560 ft²66% of homes63% of homes
Year builtnewer than194819% of homes17% of homes

About 405 Pendleton St

How much is 405 Pendleton St, Falmouth, KY worth?

The TopHap Estimate for 405 Pendleton St, Falmouth, KY is $103,935 as of Jul 14, 2026. The likely range is $91,200 to $116,670. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Pendleton St, Falmouth, KY last sell?

405 Pendleton St, Falmouth, KY last sold on Aug 2, 2005 for $45,520, according to the county's recorded deed.

How big is 405 Pendleton St, Falmouth, KY?

405 Pendleton St, Falmouth, KY has 2 bedrooms, 2 bathrooms and 1,560 square feet of living space.

When was 405 Pendleton St, Falmouth, KY built?

405 Pendleton St, Falmouth, KY was built in 1948, making it 78 years old. The building has 2 stories.

What schools serve 405 Pendleton St, Falmouth, KY?

405 Pendleton St, Falmouth, KY is assigned to Southern Elementary School (elementary), rated C+; Pendleton County High School (high), rated C-; Phillip Sharp Middle School (middle), rated D. All sit in Pendleton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Pendleton St, Falmouth, KY compare to other homes in Falmouth 41040?

Among the 3,154 homes in Falmouth 41040, it is worth more than 27% of them ($103,935 against a typical $171,385), its price per square foot is higher than 12% of them ($67 against a typical $144), it is bigger than 66% of them (1,560 ft² against a typical 1,344 ft²) and it is newer than 19% of them (1948 against a typical 1985). Measured against all of Pendleton County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Pendleton St, Falmouth, KY?

The 2025 property tax bill for 405 Pendleton St, Falmouth, KY was $164. The county assessed it at $62,300.

Closest homes

More homes in Falmouth 41040

Assigned schools

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