Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$161,217$153 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

405 RIVER ST

MERIDIAN, TX 76665
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$161K
$102K low$221K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,217
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$974
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.112%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,000
CAPITAL FARM CREDIT FLCA · P · recorded Feb 14, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,609 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$119,584 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$113,434
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$113,627
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$119,584

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
22
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
68
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
75
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBosque
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.Window A/C
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 91 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Meridian High SchoolC-
Middle · Grades 6–12 · 1.3 mi
E
Meridian Elementary SchoolD
Elementary · Grades PK–5 · 1.3 mi

District: Meridian Independent School District

Neighborhood · ZIP 76665These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.140
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,607
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,884
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,479
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Meridian 76665
  • Smaller than 83% of homes in Meridian 76665
  • Among the smallest lots in Meridian 76665
  • Among the oldest homes in Meridian 76665

What homes are worth in Meridian 76665

Each bar is how many homes fall in that price range. The marker is this home.

This home
$83K$2M

This home is worth more than 16% of homes in Meridian 76665.

How it measures up in Meridian 76665

The dot is this home. The mark in the middle is the typical home in Meridian 76665.

Estimated value$161,217
CheaperTypical $265,831Pricier

Pricier than 16% of homes nearby

Price per ft²$153
CheaperTypical $169Pricier

Pricier than 40% of homes nearby

Living area1,056 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.12 ac
SmallerTypical 0.98 acBigger

Smaller than almost all homes nearby

Year built1900
OlderTypical 1979Newer

Older than almost all homes nearby

How 405 River St ranks against every home in each area.
MeasureThis homeMeridian 76665Bosque County
Estimated valuepricier than$161,21716% of homes18% of homes
Price per ft²pricier than$15340% of homes38% of homes
Living areabigger than1,056 ft²17% of homes20% of homes
Lot sizebigger than0.12 acalmost no homes2% of homes
Year builtnewer than1900almost no homesalmost no homes

About 405 River St

How much is 405 River St, Meridian, TX worth?

The TopHap Estimate for 405 River St, Meridian, TX is $161,217 as of Jul 14, 2026. The likely range is $101,580 to $220,854. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 River St, Meridian, TX last sell?

405 River St, Meridian, TX last sold on Sep 13, 2012, according to the county's recorded deed.

How big is 405 River St, Meridian, TX?

405 River St, Meridian, TX has 1 bathrooms and 1,056 square feet of living space.

When was 405 River St, Meridian, TX built?

405 River St, Meridian, TX was built in 1900, making it 126 years old.

What schools serve 405 River St, Meridian, TX?

405 River St, Meridian, TX is assigned to Meridian High School (middle), rated C-; Meridian Elementary School (elementary), rated D. All sit in Meridian Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 River St, Meridian, TX compare to other homes in Meridian 76665?

Among the 1,001 homes in Meridian 76665, it is worth more than 16% of them ($161,217 against a typical $265,831), its price per square foot is higher than 40% of them ($153 against a typical $169), it is bigger than 17% of them (1,056 ft² against a typical 1,624 ft²), its lot is bigger than almost none of them (0.12 ac against a typical 0.98 ac) and it is newer than almost none of them (1900 against a typical 1979). Measured against all of Bosque County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 River St, Meridian, TX?

The 2025 property tax bill for 405 River St, Meridian, TX was $1,609. The county assessed it at $119,584.

Closest homes

More homes in Meridian 76665

Assigned schools

Explore the area

See this home in context

Open 405 River St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map