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Single Family ResidenceResidential
$138,339$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

405 S PROSPECT ST

GALLATIN, MO 64640
3
Baths
1,952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1898
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$138K
$123K low$154K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$638 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$8,976 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,043
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,933
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,873
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$47,240

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
42
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDAVIESS
Lot (acres)The size of the land the home sits on, from county records.0.70
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 230 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Covel D. Searcy Elementary SchoolC-
Elementary · Grades PK–4 · 0.8 mi
M
Gallatin Middle SchoolC
Middle · Grades 5–8 · 0.8 mi
H
Gallatin High SchoolA+
High · Grades 9–12 · 0.9 mi

District: Gallatin R-V School District

Neighborhood · ZIP 64640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,421
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.26 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,070
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,089
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 S Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Daviess County
  • Costs less per square foot than 96% of homes in Gallatin 64640
  • Bigger than 76% of homes in Gallatin 64640
  • Older than 95% of homes in Gallatin 64640

What homes are worth in Gallatin 64640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$1.3M

This home is worth more than 11% of homes in Gallatin 64640.

How it measures up in Gallatin 64640

The dot is this home. The mark in the middle is the typical home in Gallatin 64640.

Estimated value$138,339
CheaperTypical $313,893Pricier

Pricier than 11% of homes nearby

Price per ft²$71
CheaperTypical $191Pricier

Pricier than 4% of homes nearby

Living area1,952 ft²
SmallerTypical 1,469 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.7 ac
SmallerTypical 0.6 acBigger

Bigger than 58% of homes nearby

Year built1898
OlderTypical 1974Newer

Newer than 5% of homes nearby

How 405 S Prospect St ranks against every home in each area.
MeasureThis homeGallatin 64640Daviess County
Estimated valuepricier than$138,33911% of homes10% of homes
Price per ft²pricier than$714% of homes4% of homes
Living areabigger than1,952 ft²76% of homes74% of homes
Lot sizebigger than0.7 ac58% of homes38% of homes
Year builtnewer than18985% of homes5% of homes

About 405 S Prospect St

How much is 405 S Prospect St, Gallatin, MO worth?

The TopHap Estimate for 405 S Prospect St, Gallatin, MO is $138,339 as of Sep 24, 2026. The likely range is $122,992 to $153,686. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 S Prospect St, Gallatin, MO last sell?

405 S Prospect St, Gallatin, MO last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 405 S Prospect St, Gallatin, MO?

405 S Prospect St, Gallatin, MO has 3 bathrooms, 1,952 square feet of living space and a 0.70-acre lot.

When was 405 S Prospect St, Gallatin, MO built?

405 S Prospect St, Gallatin, MO was built in 1898, making it 128 years old. The building has 2 stories.

What schools serve 405 S Prospect St, Gallatin, MO?

405 S Prospect St, Gallatin, MO is assigned to Covel D. Searcy Elementary School (elementary), rated C-; Gallatin Middle School (middle), rated C; Gallatin High School (high), rated A+. All sit in Gallatin R-V School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 S Prospect St, Gallatin, MO compare to other homes in Gallatin 64640?

Among the 1,900 homes in Gallatin 64640, it is worth more than 11% of them ($138,339 against a typical $313,893), its price per square foot is higher than 4% of them ($71 against a typical $191), it is bigger than 76% of them (1,952 ft² against a typical 1,469 ft²), its lot is bigger than 58% of them (0.7 ac against a typical 0.6 ac) and it is newer than 5% of them (1898 against a typical 1974). Measured against all of Daviess County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 S Prospect St, Gallatin, MO?

The 2025 property tax bill for 405 S Prospect St, Gallatin, MO was $638. The county assessed it at $8,976.

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