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Single Family ResidenceResidential
$175,100$154 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

405 SMITH ST

RENSSELAER, IN 47978
2
Beds
2
Baths
1,140 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$175K
$159K low$191K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$102,250
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$81,800
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$72,850
MB FINANCIAL BANK NA · recorded Sep 1, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,618 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$160,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$137,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$142,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJASPER
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rensselaer Central Primary School
Elementary · Grades PK–2 · 0.4 mi
M
Rensselaer Central Middle SchoolB+
Middle · Grades 6–8 · 1.4 mi
H
Rensselaer Central High SchoolB-
High · Grades 9–12 · 1.5 mi

District: Rensselaer Central School Corporation

Neighborhood · ZIP 47978These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.11,107
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,542
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Smith St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Jasper County
  • Smaller than 86% of homes in Jasper County
  • Has a smaller lot than 97% of homes in Jasper County
  • Newer than 86% of homes in Rensselaer 47978

What homes are worth in Rensselaer 47978

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$593K

This home is worth more than 30% of homes in Rensselaer 47978.

How it measures up in Rensselaer 47978

The dot is this home. The mark in the middle is the typical home in Rensselaer 47978.

Estimated value$175,100
CheaperTypical $226,732Pricier

Pricier than 30% of homes nearby

Price per ft²$154
CheaperTypical $139Pricier

Pricier than 64% of homes nearby

Living area1,140 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.15 ac
SmallerTypical 0.58 acBigger

Bigger than 6% of homes nearby

Year built2001
OlderTypical 1970Newer

Newer than 86% of homes nearby

How 405 Smith St ranks against every home in each area.
MeasureThis homeRensselaer 47978Jasper County
Estimated valuepricier than$175,10030% of homes16% of homes
Price per ft²pricier than$15464% of homes41% of homes
Living areabigger than1,140 ft²18% of homes14% of homes
Lot sizebigger than0.15 ac6% of homes3% of homes
Year builtnewer than200186% of homes77% of homes

About 405 Smith St

How much is 405 Smith St, Rensselaer, IN worth?

The TopHap Estimate for 405 Smith St, Rensselaer, IN is $175,100 as of Jul 14, 2026. The likely range is $159,038 to $191,162. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Smith St, Rensselaer, IN last sell?

405 Smith St, Rensselaer, IN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 405 Smith St, Rensselaer, IN?

405 Smith St, Rensselaer, IN has 2 bedrooms, 2 bathrooms, 1,140 square feet of living space and a 0.15-acre lot.

When was 405 Smith St, Rensselaer, IN built?

405 Smith St, Rensselaer, IN was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 405 Smith St, Rensselaer, IN?

405 Smith St, Rensselaer, IN is assigned to Rensselaer Central Primary School (elementary); Rensselaer Central Middle School (middle), rated B+; Rensselaer Central High School (high), rated B-. All sit in Rensselaer Central School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Smith St, Rensselaer, IN compare to other homes in Rensselaer 47978?

Among the 4,177 homes in Rensselaer 47978, it is worth more than 30% of them ($175,100 against a typical $226,732), its price per square foot is higher than 64% of them ($154 against a typical $139), it is bigger than 18% of them (1,140 ft² against a typical 1,664 ft²), its lot is bigger than 6% of them (0.15 ac against a typical 0.58 ac) and it is newer than 86% of them (2001 against a typical 1970). Measured against all of Jasper County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Smith St, Rensselaer, IN?

The 2025 property tax bill for 405 Smith St, Rensselaer, IN was $1,618. The county assessed it at $160,600.

Closest homes

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Assigned schools

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