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Single Family ResidenceResidential
$193,607$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $129,400 on Jun 1, 2016

409 SMITH ST

RENSSELAER, IN 47978
3
Beds
2
Baths
1,169 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$194K
$175K low$212K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$129,400 · Jun 1, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$90,107
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$72,086
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$103,500
RUOFF MORTGAGE COMPANY INC · recorded Jun 1, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$724 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$162,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$139,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$162,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
47
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
70
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJASPER
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 100 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rensselaer Central Primary School
Elementary · Grades PK–2 · 0.4 mi
M
Rensselaer Central Middle SchoolB+
Middle · Grades 6–8 · 1.4 mi
H
Rensselaer Central High SchoolB-
High · Grades 9–12 · 1.5 mi

District: Rensselaer Central School Corporation

Neighborhood · ZIP 47978These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.11,107
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,503
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,542
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Smith St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Jasper County
  • Costs more per square foot than 72% of homes in Rensselaer 47978
  • Smaller than 84% of homes in Jasper County
  • Has a smaller lot than 97% of homes in Jasper County
  • Newer than 86% of homes in Rensselaer 47978

What homes are worth in Rensselaer 47978

Each bar is how many homes fall in that price range. The marker is this home.

This home
$76K$593K

This home is worth more than 37% of homes in Rensselaer 47978.

How it measures up in Rensselaer 47978

The dot is this home. The mark in the middle is the typical home in Rensselaer 47978.

Estimated value$193,607
CheaperTypical $226,732Pricier

Pricier than 37% of homes nearby

Price per ft²$166
CheaperTypical $139Pricier

Pricier than 72% of homes nearby

Living area1,169 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.15 ac
SmallerTypical 0.58 acBigger

Bigger than 6% of homes nearby

Year built2001
OlderTypical 1970Newer

Newer than 86% of homes nearby

How 409 Smith St ranks against every home in each area.
MeasureThis homeRensselaer 47978Jasper County
Estimated valuepricier than$193,60737% of homes22% of homes
Price per ft²pricier than$16672% of homes49% of homes
Living areabigger than1,169 ft²20% of homes16% of homes
Lot sizebigger than0.15 ac6% of homes3% of homes
Year builtnewer than200186% of homes77% of homes

About 409 Smith St

How much is 409 Smith St, Rensselaer, IN worth?

The TopHap Estimate for 409 Smith St, Rensselaer, IN is $193,607 as of Jul 14, 2026. The likely range is $175,475 to $211,739. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Smith St, Rensselaer, IN last sell?

409 Smith St, Rensselaer, IN last sold on Jun 1, 2016 for $129,400, according to the county's recorded deed.

How big is 409 Smith St, Rensselaer, IN?

409 Smith St, Rensselaer, IN has 3 bedrooms, 2 bathrooms, 1,169 square feet of living space and a 0.15-acre lot.

When was 409 Smith St, Rensselaer, IN built?

409 Smith St, Rensselaer, IN was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 409 Smith St, Rensselaer, IN?

409 Smith St, Rensselaer, IN is assigned to Rensselaer Central Primary School (elementary); Rensselaer Central Middle School (middle), rated B+; Rensselaer Central High School (high), rated B-. All sit in Rensselaer Central School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Smith St, Rensselaer, IN compare to other homes in Rensselaer 47978?

Among the 4,177 homes in Rensselaer 47978, it is worth more than 37% of them ($193,607 against a typical $226,732), its price per square foot is higher than 72% of them ($166 against a typical $139), it is bigger than 20% of them (1,169 ft² against a typical 1,664 ft²), its lot is bigger than 6% of them (0.15 ac against a typical 0.58 ac) and it is newer than 86% of them (2001 against a typical 1970). Measured against all of Jasper County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Smith St, Rensselaer, IN?

The 2025 property tax bill for 409 Smith St, Rensselaer, IN was $724. The county assessed it at $162,800.

Closest homes

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Assigned schools

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