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Single Family ResidenceResidential
$243,443$169 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

405 W ROSS ST

TROUP, TX 75789
3
Beds
2
Baths
1,440 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.34 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$243K
$194K low$293K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.106%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$259,095
PRIMARY RESIDENTIAL MORTGAGE INC · recorded Oct 22, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,686 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$251,089 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$81,273
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$169,816
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,428
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$251,089

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySmith
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.4.34
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Troup Elementary SchoolA-
Elementary · Grades PK–5 · 0.5 mi
M
Troup Middle SchoolB-
Middle · Grades 6–8 · 0.8 mi
H
Troup High SchoolB+
High · Grades 9–12 · 0.8 mi

District: Troup Independent School District

Neighborhood · ZIP 75789These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,740
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,400
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,183
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 W Ross St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 97% of homes in Smith County
  • Newer than 68% of homes in Smith County

What homes are worth in Troup 75789

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$1.2M

This home is worth more than 46% of homes in Troup 75789.

How it measures up in Troup 75789

The dot is this home. The mark in the middle is the typical home in Troup 75789.

Estimated value$243,443
CheaperTypical $265,557Pricier

Pricier than 46% of homes nearby

Price per ft²$169
CheaperTypical $160Pricier

Pricier than 56% of homes nearby

Living area1,440 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 40% of homes nearby

Lot size4.34 ac
SmallerTypical 1.18 acBigger

Bigger than 79% of homes nearby

Year built2000
OlderTypical 1992Newer

Newer than 65% of homes nearby

How 405 W Ross St ranks against every home in each area.
MeasureThis homeTroup 75789Smith County
Estimated valuepricier than$243,44346% of homes39% of homes
Price per ft²pricier than$16956% of homes54% of homes
Living areabigger than1,440 ft²40% of homes39% of homes
Lot sizebigger than4.34 ac79% of homes97% of homes
Year builtnewer than200065% of homes68% of homes

About 405 W Ross St

How much is 405 W Ross St, Troup, TX worth?

The TopHap Estimate for 405 W Ross St, Troup, TX is $243,443 as of Jul 14, 2026. The likely range is $193,528 to $293,358. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 W Ross St, Troup, TX last sell?

405 W Ross St, Troup, TX last sold on Oct 22, 2024, according to the county's recorded deed.

How big is 405 W Ross St, Troup, TX?

405 W Ross St, Troup, TX has 3 bedrooms, 2 bathrooms, 1,440 square feet of living space and a 4.34-acre lot.

When was 405 W Ross St, Troup, TX built?

405 W Ross St, Troup, TX was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 405 W Ross St, Troup, TX?

405 W Ross St, Troup, TX is assigned to Troup Elementary School (elementary), rated A-; Troup Middle School (middle), rated B-; Troup High School (high), rated B+. All sit in Troup Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 W Ross St, Troup, TX compare to other homes in Troup 75789?

Among the 4,146 homes in Troup 75789, it is worth more than 46% of them ($243,443 against a typical $265,557), its price per square foot is higher than 56% of them ($169 against a typical $160), it is bigger than 40% of them (1,440 ft² against a typical 1,620 ft²), its lot is bigger than 79% of them (4.34 ac against a typical 1.18 ac) and it is newer than 65% of them (2000 against a typical 1992). Measured against all of Smith County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 W Ross St, Troup, TX?

The 2024 property tax bill for 405 W Ross St, Troup, TX was $3,686. The county assessed it at $251,089.

Closest homes

More homes in Troup 75789

Assigned schools

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