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TownhouseResidential
$164,920$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $475,000 on Nov 26, 2025

405 WHISPERING RIVER LN

FARMINGTON, MN 55024
2
Beds
2
Baths
1,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,742 ft²
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$165K
$104K low$226K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · Nov 26, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.279%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$444,647
DHI MORTGAGE COMPANY LTD · recorded Nov 26, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,664 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$236,900 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$199,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$224,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$236,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyDakota
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1989
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Boeckman Middle SchoolC+
Middle · Grades 6–8 · 0.4 mi
E
Riverview Elementary SchoolB
Elementary · Grades KG–5 · 0.6 mi
H
Farmington High SchoolC
High · Grades 9–12 · 2.8 mi

District: Farmington Area Public Schools

Neighborhood · ZIP 55024These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.38,340
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.439 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,017
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$132,927
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Whispering River Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Farmington 55024
  • Costs less per square foot than 73% of homes in Dakota County
  • Smaller than 90% of homes in Farmington 55024
  • Has a smaller lot than 98% of homes in Farmington 55024
  • Older than 81% of homes in Farmington 55024

What homes are worth in Farmington 55024

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$561K

This home is worth more than 6% of homes in Farmington 55024.

How it measures up in Farmington 55024

The dot is this home. The mark in the middle is the typical home in Farmington 55024.

Estimated value$164,920
CheaperTypical $275,588Pricier

Pricier than 6% of homes nearby

Price per ft²$122
CheaperTypical $130Pricier

Pricier than 35% of homes nearby

Living area1,352 ft²
SmallerTypical 1,944 ft²Bigger

Bigger than 10% of homes nearby

Lot size1,742 ft²
SmallerTypical 0.26 acBigger

Bigger than 2% of homes nearby

Year built1984
OlderTypical 1999Newer

Newer than 19% of homes nearby

How 405 Whispering River Ln ranks against every home in each area.
MeasureThis homeFarmington 55024Dakota County
Estimated valuepricier than$164,9206% of homes8% of homes
Price per ft²pricier than$12235% of homes27% of homes
Living areabigger than1,352 ft²10% of homes15% of homes
Lot sizebigger than1,742 ft²2% of homes2% of homes
Year builtnewer than198419% of homes40% of homes

About 405 Whispering River Ln

How much is 405 Whispering River Ln, Farmington, MN worth?

The TopHap Estimate for 405 Whispering River Ln, Farmington, MN is $164,920 as of Jul 14, 2026. The likely range is $103,784 to $226,056. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Whispering River Ln, Farmington, MN last sell?

405 Whispering River Ln, Farmington, MN last sold on Nov 26, 2025 for $475,000, according to the county's recorded deed.

How big is 405 Whispering River Ln, Farmington, MN?

405 Whispering River Ln, Farmington, MN has 2 bedrooms, 2 bathrooms, 1,352 square feet of living space and a 0.04-acre lot.

When was 405 Whispering River Ln, Farmington, MN built?

405 Whispering River Ln, Farmington, MN was built in 1984, making it 42 years old. It is a split level home. The building has 2 stories.

What schools serve 405 Whispering River Ln, Farmington, MN?

405 Whispering River Ln, Farmington, MN is assigned to Boeckman Middle School (middle), rated C+; Riverview Elementary School (elementary), rated B; Farmington High School (high), rated C. All sit in Farmington Area Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Whispering River Ln, Farmington, MN compare to other homes in Farmington 55024?

Among the 13,078 homes in Farmington 55024, it is worth more than 6% of them ($164,920 against a typical $275,588), its price per square foot is higher than 35% of them ($122 against a typical $130), it is bigger than 10% of them (1,352 ft² against a typical 1,944 ft²), its lot is bigger than 2% of them (1,742 ft² against a typical 0.26 ac) and it is newer than 19% of them (1984 against a typical 1999). Measured against all of Dakota County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Whispering River Ln, Farmington, MN?

The 2025 property tax bill for 405 Whispering River Ln, Farmington, MN was $2,664. The county assessed it at $236,900.

Closest homes

More homes in Farmington 55024

Assigned schools

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