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Single Family ResidenceResidential
$142,283$61 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

406 COMMERCE ST

REFUGIO, TX 78377
0
Baths
2,330 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$142K
$130K low$154K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$142,283
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$113,826

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,147 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$170,770 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,710
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$160,060
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$142,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$170,770

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
49
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
81
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRefugio
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 35 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Refugio Elementary SchoolD+
Elementary · Grades PK–5 · 0.8 mi
H
Refugio High SchoolC-
High · Grades 9–12 · 0.9 mi
M
Refugio Jr High SchoolC+
Middle · Grades 6–8 · 0.9 mi

District: Refugio Independent School District

Neighborhood · ZIP 78377These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.29%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,577
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.13 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,909
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$66,388
Average tempThe average temperature here across a full year.71°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Refugio County
  • Bigger than 89% of homes in Refugio County

What homes are worth in Refugio 78377

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$446K

This home is worth more than 59% of homes in Refugio 78377.

How it measures up in Refugio 78377

The dot is this home. The mark in the middle is the typical home in Refugio 78377.

Estimated value$142,283
CheaperTypical $128,554Pricier

Pricier than 59% of homes nearby

Price per ft²$61
CheaperTypical $99Pricier

Pricier than 13% of homes nearby

Living area2,330 ft²
SmallerTypical 1,363 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.23 ac
SmallerTypical 0.24 acBigger

Bigger than 45% of homes nearby

Year built1958
OlderTypical 1957Newer

Newer than 53% of homes nearby

How 406 Commerce St ranks against every home in each area.
MeasureThis homeRefugio 78377Refugio County
Estimated valuepricier than$142,28359% of homes54% of homes
Price per ft²pricier than$6113% of homes9% of homes
Living areabigger than2,330 ft²87% of homes89% of homes
Lot sizebigger than0.23 ac45% of homes36% of homes
Year builtnewer than195853% of homes44% of homes

About 406 Commerce St

How much is 406 Commerce St, Refugio, TX worth?

The TopHap Estimate for 406 Commerce St, Refugio, TX is $142,283 as of Jul 14, 2026. The likely range is $130,432 to $154,134. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Commerce St, Refugio, TX last sell?

406 Commerce St, Refugio, TX last sold on Feb 1, 1996, according to the county's recorded deed.

How big is 406 Commerce St, Refugio, TX?

406 Commerce St, Refugio, TX has 2,330 square feet of living space and a 0.23-acre lot.

When was 406 Commerce St, Refugio, TX built?

406 Commerce St, Refugio, TX was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 406 Commerce St, Refugio, TX?

406 Commerce St, Refugio, TX is assigned to Refugio Elementary School (elementary), rated D+; Refugio High School (high), rated C-; Refugio Jr High School (middle), rated C+. All sit in Refugio Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Commerce St, Refugio, TX compare to other homes in Refugio 78377?

Among the 1,563 homes in Refugio 78377, it is worth more than 59% of them ($142,283 against a typical $128,554), its price per square foot is higher than 13% of them ($61 against a typical $99), it is bigger than 87% of them (2,330 ft² against a typical 1,363 ft²), its lot is bigger than 45% of them (0.23 ac against a typical 0.24 ac) and it is newer than 53% of them (1958 against a typical 1957). Measured against all of Refugio County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Commerce St, Refugio, TX?

The 2025 property tax bill for 406 Commerce St, Refugio, TX was $5,147. The county assessed it at $170,770.

Closest homes

More homes in Refugio 78377

Assigned schools

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