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Single Family ResidenceResidential
$80,581
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $89,900 on Aug 21, 1998

406 JAMES ST

GIRARD, IL 62640
0
Baths
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$81K
$56K low$105K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$89,900 · Aug 21, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,654 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$33,907 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,449
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,458
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$31,689
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,721

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMACOUPIN
Lot (acres)The size of the land the home sits on, from county records.0.17
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Mac Middle SchoolC
Middle · Grades 6–8 · 0.3 mi
E
North Mac Elementary School
Elementary · Grades PK–2 · 4.1 mi
H
North Mac High SchoolF
High · Grades 9–12 · 4.1 mi

District: North Mac Community Unit School District 34

Neighborhood · ZIP 62640These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,791
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.41 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,049
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,629
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Girard 62640
  • Has a smaller lot than 88% of homes in Girard 62640

What homes are worth in Girard 62640

Each bar is how many homes fall in that price range. The marker is this home.

This home
$29K$428K

This home is worth more than 29% of homes in Girard 62640.

How it measures up in Girard 62640

The dot is this home. The mark in the middle is the typical home in Girard 62640.

Estimated value$80,581
CheaperTypical $115,936Pricier

Pricier than 29% of homes nearby

Lot size0.17 ac
SmallerTypical 0.34 acBigger

Bigger than 12% of homes nearby

How 406 James St ranks against every home in each area.
MeasureThis homeGirard 62640Macoupin County
Estimated valuepricier than$80,58129% of homes29% of homes
Lot sizebigger than0.17 ac12% of homes16% of homes

About 406 James St

How much is 406 James St, Girard, IL worth?

The TopHap Estimate for 406 James St, Girard, IL is $80,581 as of Aug 30, 2026. The likely range is $55,983 to $105,179. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 James St, Girard, IL last sell?

406 James St, Girard, IL last sold on Aug 21, 1998 for $89,900, according to the county's recorded deed.

What schools serve 406 James St, Girard, IL?

406 James St, Girard, IL is assigned to North Mac Middle School (middle), rated C; North Mac Elementary School (elementary); North Mac High School (high), rated F. All sit in North Mac Community Unit School District 34. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 James St, Girard, IL compare to other homes in Girard 62640?

Among the 1,377 homes in Girard 62640, it is worth more than 29% of them ($80,581 against a typical $115,936) and its lot is bigger than 12% of them (0.17 ac against a typical 0.34 ac). Measured against all of Macoupin County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 James St, Girard, IL?

The 2025 property tax bill for 406 James St, Girard, IL was $1,654. The county assessed it at $33,907.

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