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Single Family ResidenceResidential
$206,742$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

406 N 2ND ST

LITTLE RIVER ACADEMY, TX 76554
3
Beds
2
Baths
1,099 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$207K
$191K low$222K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,742
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$125,394
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
A+ FCU · recorded Apr 30, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$953 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$130,101 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$100,101
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$126,516
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$130,101

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.21
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Academy High SchoolB-
High · Grades 9–12 · 0.3 mi
E
Academy Elementary SchoolA-
Elementary · Grades 1–5 · 0.4 mi
M
Academy Middle SchoolB
Middle · Grades 6–8 · 0.5 mi

District: Academy Independent School District

Neighborhood · ZIP 76554These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.111
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.1,384
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.161 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,634
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,043
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 N 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Bell County
  • Costs more per square foot than 88% of homes in Little River Academy 76554
  • Smaller than 90% of homes in Bell County
  • Has a smaller lot than 85% of homes in Little River Academy 76554
  • Older than 70% of homes in Bell County

What homes are worth in Little River Academy 76554

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$592K

This home is worth more than 42% of homes in Little River Academy 76554.

How it measures up in Little River Academy 76554

The dot is this home. The mark in the middle is the typical home in Little River Academy 76554.

Estimated value$206,742
CheaperTypical $222,047Pricier

Pricier than 42% of homes nearby

Price per ft²$188
CheaperTypical $154Pricier

Pricier than 88% of homes nearby

Living area1,099 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.21 ac
SmallerTypical 0.26 acBigger

Bigger than 15% of homes nearby

Year built1985
OlderTypical 1983Newer

Newer than 55% of homes nearby

How 406 N 2nd St ranks against every home in each area.
MeasureThis homeLittle River Academy 76554Bell County
Estimated valuepricier than$206,74242% of homes31% of homes
Price per ft²pricier than$18888% of homes84% of homes
Living areabigger than1,099 ft²19% of homes10% of homes
Lot sizebigger than0.21 ac15% of homes50% of homes
Year builtnewer than198555% of homes30% of homes

About 406 N 2nd St

How much is 406 N 2nd St, Little River Academy, TX worth?

The TopHap Estimate for 406 N 2nd St, Little River Academy, TX is $206,742 as of Jul 14, 2026. The likely range is $191,122 to $222,362. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 N 2nd St, Little River Academy, TX last sell?

406 N 2nd St, Little River Academy, TX last sold on Oct 24, 1989, according to the county's recorded deed.

How big is 406 N 2nd St, Little River Academy, TX?

406 N 2nd St, Little River Academy, TX has 3 bedrooms, 2 bathrooms, 1,099 square feet of living space and a 0.21-acre lot.

When was 406 N 2nd St, Little River Academy, TX built?

406 N 2nd St, Little River Academy, TX was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 406 N 2nd St, Little River Academy, TX?

406 N 2nd St, Little River Academy, TX is assigned to Academy High School (high), rated B-; Academy Elementary School (elementary), rated A-; Academy Middle School (middle), rated B. All sit in Academy Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 N 2nd St, Little River Academy, TX compare to other homes in Little River Academy 76554?

Among the 823 homes in Little River Academy 76554, it is worth more than 42% of them ($206,742 against a typical $222,047), its price per square foot is higher than 88% of them ($188 against a typical $154), it is bigger than 19% of them (1,099 ft² against a typical 1,456 ft²), its lot is bigger than 15% of them (0.21 ac against a typical 0.26 ac) and it is newer than 55% of them (1985 against a typical 1983). Measured against all of Bell County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 N 2nd St, Little River Academy, TX?

The 2024 property tax bill for 406 N 2nd St, Little River Academy, TX was $953. The county assessed it at $130,101.

Closest homes

More homes in Little River Academy 76554

Assigned schools

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