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Single Family ResidenceResidential
$95,639$123 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $28,300 on Jul 15, 2015

406 PROSPECT ST

BLUFFTON, MN 56518
1
Baths
780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$96K
$80K low$112K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$28,300 · Jul 15, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$95,639
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,511

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,060 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$101,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$97,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$95,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$101,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
59
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.23 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyOTTER TAIL
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Wadena-Deer Creek Senior High SchoolB-
Middle · Grades 7–12 · 4.5 mi
E
Wadena-Deer Creek Elementary SchoolD+
Elementary · Grades PK–4 · 4.8 mi

District: Wadena-Deer Creek School District

Neighborhood · ZIP 56518These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.394
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.21 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,579
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,710
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Otter Tail County
  • Costs less per square foot than 97% of homes in Otter Tail County
  • Smaller than 70% of homes in Bluffton 56518
  • Has a smaller lot than 88% of homes in Bluffton 56518
  • Older than 72% of homes in Otter Tail County

What homes are worth in Bluffton 56518

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$374K

This home is worth more than 6% of homes in Bluffton 56518.

How it measures up in Bluffton 56518

The dot is this home. The mark in the middle is the typical home in Bluffton 56518.

Estimated value$95,639
CheaperTypical $186,846Pricier

Pricier than 6% of homes nearby

Price per ft²$123
CheaperTypical $174Pricier

Pricier than 16% of homes nearby

Living area780 ft²
SmallerTypical 1,076 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.21 ac
SmallerTypical 3.98 acBigger

Bigger than 12% of homes nearby

Year built1956
OlderTypical 1978Newer

Newer than 41% of homes nearby

How 406 Prospect St ranks against every home in each area.
MeasureThis homeBluffton 56518Otter Tail County
Estimated valuepricier than$95,6396% of homes3% of homes
Price per ft²pricier than$12316% of homes3% of homes
Living areabigger than780 ft²30% of homes32% of homes
Lot sizebigger than0.21 ac12% of homes15% of homes
Year builtnewer than195641% of homes28% of homes

About 406 Prospect St

How much is 406 Prospect St, Bluffton, MN worth?

The TopHap Estimate for 406 Prospect St, Bluffton, MN is $95,639 as of Jul 14, 2026. The likely range is $79,590 to $111,688. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Prospect St, Bluffton, MN last sell?

406 Prospect St, Bluffton, MN last sold on Jul 15, 2015 for $28,300, according to the county's recorded deed.

How big is 406 Prospect St, Bluffton, MN?

406 Prospect St, Bluffton, MN has 1 bathrooms, 780 square feet of living space and a 0.21-acre lot.

When was 406 Prospect St, Bluffton, MN built?

406 Prospect St, Bluffton, MN was built in 1956, making it 70 years old. It is a a-frame home. The building has 1 story.

What schools serve 406 Prospect St, Bluffton, MN?

406 Prospect St, Bluffton, MN is assigned to Wadena-Deer Creek Senior High School (middle), rated B-; Wadena-Deer Creek Elementary School (elementary), rated D+. All sit in Wadena-Deer Creek School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Prospect St, Bluffton, MN compare to other homes in Bluffton 56518?

Among the 189 homes in Bluffton 56518, it is worth more than 6% of them ($95,639 against a typical $186,846), its price per square foot is higher than 16% of them ($123 against a typical $174), it is bigger than 30% of them (780 ft² against a typical 1,076 ft²), its lot is bigger than 12% of them (0.21 ac against a typical 3.98 ac) and it is newer than 41% of them (1956 against a typical 1978). Measured against all of Otter Tail County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Prospect St, Bluffton, MN?

The 2026 property tax bill for 406 Prospect St, Bluffton, MN was $1,060. The county assessed it at $101,600.

Closest homes

More homes in Bluffton 56518

Assigned schools

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