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Single Family ResidenceResidential
$244,094$258 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

406 RIDGEWOOD RD

DULUTH, MN 55804
3
Beds
1.8
Baths
946 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$244K
$216K low$273K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$212,094
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$169,675
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.9%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$32,000
BANK OF AMERICA · E · recorded Dec 17, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,808 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$300,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$104,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$195,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$264,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$300,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyST. LOUIS
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 36 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ordean East Middle SchoolA-
Middle · Grades 6–8 · 0.3 mi
E
Congdon Elementary SchoolA
Elementary · Grades KG–5 · 0.3 mi
H
East High SchoolA+
High · Grades 9–12 · 0.9 mi

District: Duluth Public School District

Neighborhood · ZIP 55804These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,089
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.157 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,253
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Ridgewood Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Congdon Park
  • Costs more per square foot than 86% of homes in St. Louis County
  • Smaller than 97% of homes in Congdon Park
  • Newer than 71% of homes in Congdon Park

What homes are worth in Duluth 55804

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$882K

This home is worth more than 33% of homes in Duluth 55804.

How it measures up in Duluth 55804

The dot is this home. The mark in the middle is the typical home in Duluth 55804.

Estimated value$244,094
CheaperTypical $287,288Pricier

Pricier than 33% of homes nearby

Price per ft²$258
CheaperTypical $220Pricier

Pricier than 70% of homes nearby

Living area946 ft²
SmallerTypical 1,346 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.3 ac
SmallerTypical 0.31 acBigger

Bigger than 49% of homes nearby

Year built1958
OlderTypical 1954Newer

Newer than 57% of homes nearby

How 406 Ridgewood Rd ranks against every home in each area.
MeasureThis homeCongdon ParkDuluth 55804St. Louis County
Estimated valuepricier than$244,0943% of homes33% of homes65% of homes
Price per ft²pricier than$25862% of homes70% of homes86% of homes
Living areabigger than946 ft²3% of homes14% of homes25% of homes
Lot sizebigger than0.3 ac56% of homes49% of homes47% of homes
Year builtnewer than195871% of homes57% of homes51% of homes

About 406 Ridgewood Rd

How much is 406 Ridgewood Rd, Duluth, MN worth?

The TopHap Estimate for 406 Ridgewood Rd, Duluth, MN is $244,094 as of Jul 14, 2026. The likely range is $215,603 to $272,585. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Ridgewood Rd, Duluth, MN last sell?

406 Ridgewood Rd, Duluth, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 406 Ridgewood Rd, Duluth, MN?

406 Ridgewood Rd, Duluth, MN has 3 bedrooms, 1.8 bathrooms, 946 square feet of living space and a 0.30-acre lot.

When was 406 Ridgewood Rd, Duluth, MN built?

406 Ridgewood Rd, Duluth, MN was built in 1958, making it 68 years old. It is a ranch home. The building has 1 story.

What schools serve 406 Ridgewood Rd, Duluth, MN?

406 Ridgewood Rd, Duluth, MN is assigned to Ordean East Middle School (middle), rated A-; Congdon Elementary School (elementary), rated A; East High School (high), rated A+. All sit in Duluth Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Ridgewood Rd, Duluth, MN compare to other homes in Duluth 55804?

Among the 7,001 homes in Duluth 55804, it is worth more than 33% of them ($244,094 against a typical $287,288), its price per square foot is higher than 70% of them ($258 against a typical $220), it is bigger than 14% of them (946 ft² against a typical 1,346 ft²), its lot is bigger than 49% of them (0.3 ac against a typical 0.31 ac) and it is newer than 57% of them (1958 against a typical 1954). Measured against all of St. Louis County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Ridgewood Rd, Duluth, MN?

The 2026 property tax bill for 406 Ridgewood Rd, Duluth, MN was $3,808. The county assessed it at $300,200.

Closest homes

More homes in Duluth 55804

Assigned schools

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