Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$73,601$144 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 54How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

406 RIVER RD

GREENUP, IL 62428
0
Baths
512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.29 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.

Valuation

$74K
$40K low$108K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$17,601
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$14,081
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$28,000
FIRST NEIGHBOR BANK NA · recorded Jul 8, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$28,000
FIRST NEIGHBOR BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$805 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,550 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,745
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,805
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$11,527
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$43,650

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
87
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
77
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.102 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyCUMBERLAND
Lot (acres)The size of the land the home sits on, from county records.1.29
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cumberland High SchoolB
High · Grades 9–12 · 2.1 mi
M
Cumberland Middle SchoolC-
Middle · Grades 5–8 · 2.1 mi
E
Cumberland Elementary SchoolA-
Elementary · Grades PK–4 · 2.2 mi

District: Cumberland Community Unit School District 77

Neighborhood · ZIP 62428These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,860
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,512
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,611
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Cumberland County
  • Costs more per square foot than 77% of homes in Greenup 62428
  • Among the smallest homes in Greenup 62428
  • Newer than 95% of homes in Greenup 62428

What homes are worth in Greenup 62428

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$428K

This home is worth more than 14% of homes in Greenup 62428.

How it measures up in Greenup 62428

The dot is this home. The mark in the middle is the typical home in Greenup 62428.

Estimated value$73,601
CheaperTypical $139,854Pricier

Pricier than 14% of homes nearby

Price per ft²$144
CheaperTypical $108Pricier

Pricier than 77% of homes nearby

Living area512 ft²
SmallerTypical 1,200 ft²Bigger

Smaller than almost all homes nearby

Lot size1.29 ac
SmallerTypical 1 acBigger

Bigger than 55% of homes nearby

Year built2008
OlderTypical 1955Newer

Newer than 95% of homes nearby

How 406 River Rd ranks against every home in each area.
MeasureThis homeGreenup 62428Cumberland County
Estimated valuepricier than$73,60114% of homes8% of homes
Price per ft²pricier than$14477% of homes63% of homes
Living areabigger than512 ft²almost no homesalmost no homes
Lot sizebigger than1.29 ac55% of homes54% of homes
Year builtnewer than200895% of homes92% of homes

About 406 River Rd

How much is 406 River Rd, Greenup, IL worth?

The TopHap Estimate for 406 River Rd, Greenup, IL is $73,601 as of Jul 14, 2026. The likely range is $39,509 to $107,693. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 River Rd, Greenup, IL last sell?

406 River Rd, Greenup, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 406 River Rd, Greenup, IL?

406 River Rd, Greenup, IL has 512 square feet of living space and a 1.29-acre lot.

When was 406 River Rd, Greenup, IL built?

406 River Rd, Greenup, IL was built in 2008, making it 18 years old.

What schools serve 406 River Rd, Greenup, IL?

406 River Rd, Greenup, IL is assigned to Cumberland High School (high), rated B; Cumberland Middle School (middle), rated C-; Cumberland Elementary School (elementary), rated A-. All sit in Cumberland Community Unit School District 77. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 River Rd, Greenup, IL compare to other homes in Greenup 62428?

Among the 1,291 homes in Greenup 62428, it is worth more than 14% of them ($73,601 against a typical $139,854), its price per square foot is higher than 77% of them ($144 against a typical $108), it is bigger than almost none of them (512 ft² against a typical 1,200 ft²), its lot is bigger than 55% of them (1.29 ac against a typical 1 ac) and it is newer than 95% of them (2008 against a typical 1955). Measured against all of Cumberland County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 River Rd, Greenup, IL?

The 2025 property tax bill for 406 River Rd, Greenup, IL was $805. The county assessed it at $14,550.

Closest homes

More homes in Greenup 62428

Assigned schools

Explore the area

See this home in context

Open 406 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map