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Single Family ResidenceResidential
$316,747$218 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $299,900 on Nov 15, 2022

406 ROSE LN

SHELBYVILLE, TN 37160
2
Baths
1,452 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$317K
$304K low$329K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$299,900 · Nov 15, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$16,747
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$13,398
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$210,000
FIRST COMMUNITY BANK OF TENNESSEE · P · recorded Nov 15, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
FIRST COMMUNITY BANK OF TENNESSEE

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,350
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$223,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBedford
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²Porch · 222 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Liberty Elementary SchoolC+
Elementary · Grades KG–8 · 2.1 mi
H
Shelbyville Central High SchoolD
High · Grades 9–12 · 4.7 mi

District: Bedford County School District

Neighborhood · ZIP 37160These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.137
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.39,048
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.174 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,123
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,921
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Rose Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 74% of homes in Shelbyville 37160
  • Newer than 95% of homes in Bedford County

What homes are worth in Shelbyville 37160

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$784K

This home is worth more than 60% of homes in Shelbyville 37160.

How it measures up in Shelbyville 37160

The dot is this home. The mark in the middle is the typical home in Shelbyville 37160.

Estimated value$316,747
CheaperTypical $288,461Pricier

Pricier than 60% of homes nearby

Price per ft²$218
CheaperTypical $188Pricier

Pricier than 74% of homes nearby

Living area1,452 ft²
SmallerTypical 1,492 ft²Bigger

Bigger than 47% of homes nearby

Year built2022
OlderTypical 1989Newer

Newer than 94% of homes nearby

How 406 Rose Ln ranks against every home in each area.
MeasureThis homeShelbyville 37160Bedford County
Estimated valuepricier than$316,74760% of homes53% of homes
Price per ft²pricier than$21874% of homes67% of homes
Living areabigger than1,452 ft²47% of homes45% of homes
Year builtnewer than202294% of homes95% of homes

About 406 Rose Ln

How much is 406 Rose Ln, Shelbyville, TN worth?

The TopHap Estimate for 406 Rose Ln, Shelbyville, TN is $316,747 as of Jul 14, 2026. The likely range is $304,388 to $329,106. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Rose Ln, Shelbyville, TN last sell?

406 Rose Ln, Shelbyville, TN last sold on Nov 15, 2022 for $299,900, according to the county's recorded deed.

How big is 406 Rose Ln, Shelbyville, TN?

406 Rose Ln, Shelbyville, TN has 2 bathrooms and 1,452 square feet of living space.

When was 406 Rose Ln, Shelbyville, TN built?

406 Rose Ln, Shelbyville, TN was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 406 Rose Ln, Shelbyville, TN?

406 Rose Ln, Shelbyville, TN is assigned to Liberty Elementary School (elementary), rated C+; Shelbyville Central High School (high), rated D. All sit in Bedford County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Rose Ln, Shelbyville, TN compare to other homes in Shelbyville 37160?

Among the 13,228 homes in Shelbyville 37160, it is worth more than 60% of them ($316,747 against a typical $288,461), its price per square foot is higher than 74% of them ($218 against a typical $188), it is bigger than 47% of them (1,452 ft² against a typical 1,492 ft²) and it is newer than 94% of them (2022 against a typical 1989). Measured against all of Bedford County, it is worth more than 53% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Shelbyville 37160

Assigned schools

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