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Single Family ResidenceResidential
$395,880$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

406 TENNESSEE RIVER DR

MUSCLE SHOALS, AL 35661
3
Baths
3,181 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$396K
$333K low$459K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
AMERISAVE MORTGAGE CORP · recorded May 27, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,102 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$52,960 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,120
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,840
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,040
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$710,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyColbert
Lot (acres)The size of the land the home sits on, from county records.8.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Vinyl Pool

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Webster Elementary SchoolA+
Elementary · Grades 1–2 · 2.0 mi
H
Muscle Shoals High SchoolB+
High · Grades 9–12 · 3.4 mi
M
Muscle Shoals Middle SchoolA+
Middle · Grades 6–8 · 3.5 mi

District: Muscle Shoals City School District

Neighborhood · ZIP 35661These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,261
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.311 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,259
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,965
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Tennessee River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in Colbert County
  • Costs more per square foot than 72% of homes in Colbert County
  • Bigger than 91% of homes in Colbert County
  • Has a bigger lot than 98% of homes in Muscle Shoals 35661
  • Newer than 95% of homes in Colbert County

What homes are worth in Muscle Shoals 35661

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$826K

This home is worth more than 83% of homes in Muscle Shoals 35661.

How it measures up in Muscle Shoals 35661

The dot is this home. The mark in the middle is the typical home in Muscle Shoals 35661.

Estimated value$395,880
CheaperTypical $223,897Pricier

Pricier than 83% of homes nearby

Price per ft²$124
CheaperTypical $116Pricier

Pricier than 59% of homes nearby

Living area3,181 ft²
SmallerTypical 1,941 ft²Bigger

Bigger than 88% of homes nearby

Lot size8 ac
SmallerTypical 0.33 acBigger

Bigger than 98% of homes nearby

Year built2018
OlderTypical 1988Newer

Newer than 93% of homes nearby

How 406 Tennessee River Dr ranks against every home in each area.
MeasureThis homeMuscle Shoals 35661Colbert County
Estimated valuepricier than$395,88083% of homes89% of homes
Price per ft²pricier than$12459% of homes72% of homes
Living areabigger than3,181 ft²88% of homes91% of homes
Lot sizebigger than8 ac98% of homes94% of homes
Year builtnewer than201893% of homes95% of homes

About 406 Tennessee River Dr

How much is 406 Tennessee River Dr, Muscle Shoals, AL worth?

The TopHap Estimate for 406 Tennessee River Dr, Muscle Shoals, AL is $395,880 as of Jul 14, 2026. The likely range is $333,237 to $458,523. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 406 Tennessee River Dr, Muscle Shoals, AL?

406 Tennessee River Dr, Muscle Shoals, AL has 3 bathrooms, 3,181 square feet of living space and a 8.00-acre lot.

When was 406 Tennessee River Dr, Muscle Shoals, AL built?

406 Tennessee River Dr, Muscle Shoals, AL was built in 2018, making it 8 years old. The building has 2 stories.

What schools serve 406 Tennessee River Dr, Muscle Shoals, AL?

406 Tennessee River Dr, Muscle Shoals, AL is assigned to Webster Elementary School (elementary), rated A+; Muscle Shoals High School (high), rated B+; Muscle Shoals Middle School (middle), rated A+. All sit in Muscle Shoals City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Tennessee River Dr, Muscle Shoals, AL compare to other homes in Muscle Shoals 35661?

Among the 7,402 homes in Muscle Shoals 35661, it is worth more than 83% of them ($395,880 against a typical $223,897), its price per square foot is higher than 59% of them ($124 against a typical $116), it is bigger than 88% of them (3,181 ft² against a typical 1,941 ft²), its lot is bigger than 98% of them (8 ac against a typical 0.33 ac) and it is newer than 93% of them (2018 against a typical 1988). Measured against all of Colbert County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Tennessee River Dr, Muscle Shoals, AL?

The 2025 property tax bill for 406 Tennessee River Dr, Muscle Shoals, AL was $2,102. The county assessed it at $52,960.

Closest homes

More homes in Muscle Shoals 35661

Assigned schools

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