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Single Family ResidenceResidential
$754,466$346 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $479,990 on Jun 9, 2020

406 TOPSAIL CT

CHARLESTON, SC 29492
2.5
Baths
2,178 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.

Valuation

$754K
$700K low$809K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$479,990 · Jun 9, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$279,466
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$223,573
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$375,000
CARDINAL FINANCIAL COMPANY LP · recorded Jun 9, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
TRUIST BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,199 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$546,825 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$138,812
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$408,013
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,873
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$590,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.60 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.45%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERKELEY
Lot (acres)The size of the land the home sits on, from county records.0.27
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 162 ft²Porch · 234 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Philip Simmons Middle SchoolA-
Middle · Grades 5–8 · 3.3 mi
E
Philip Simmons Elementary SchoolB+
Elementary · Grades PK–4 · 3.3 mi
H
Philip Simmons High SchoolB+
High · Grades 9–12 · 3.9 mi

District: Berkeley County School District

Neighborhood · ZIP 29492These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.363

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.44%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.363 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,226
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$153,008
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Topsail Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Berkeley County
  • Costs more per square foot than 91% of homes in Berkeley County
  • Bigger than 67% of homes in Berkeley County
  • Has a bigger lot than 72% of homes in Charleston 29492
  • Newer than 88% of homes in Charleston 29492

What homes are worth in Charleston 29492

Each bar is how many homes fall in that price range. The marker is this home.

This home
$340K$5.1M

This home is worth more than 31% of homes in Charleston 29492.

How it measures up in Charleston 29492

The dot is this home. The mark in the middle is the typical home in Charleston 29492.

Estimated value$754,466
CheaperTypical $1,132,641Pricier

Pricier than 31% of homes nearby

Price per ft²$346
CheaperTypical $487Pricier

Pricier than 18% of homes nearby

Living area2,178 ft²
SmallerTypical 2,450 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.27 ac
SmallerTypical 0.18 acBigger

Bigger than 72% of homes nearby

Year built2020
OlderTypical 2007Newer

Newer than 88% of homes nearby

How 406 Topsail Ct ranks against every home in each area.
MeasureThis homeCharleston 29492Berkeley County
Estimated valuepricier than$754,46631% of homes91% of homes
Price per ft²pricier than$34618% of homes91% of homes
Living areabigger than2,178 ft²42% of homes67% of homes
Lot sizebigger than0.27 ac72% of homes63% of homes
Year builtnewer than202088% of homes80% of homes

About 406 Topsail Ct

How much is 406 Topsail Ct, Charleston, SC worth?

The TopHap Estimate for 406 Topsail Ct, Charleston, SC is $754,466 as of Jul 14, 2026. The likely range is $700,369 to $808,563. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Topsail Ct, Charleston, SC last sell?

406 Topsail Ct, Charleston, SC last sold on Jun 9, 2020 for $479,990, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 406 Topsail Ct, Charleston, SC?

406 Topsail Ct, Charleston, SC has 2.5 bathrooms, 2,178 square feet of living space and a 0.27-acre lot.

When was 406 Topsail Ct, Charleston, SC built?

406 Topsail Ct, Charleston, SC was built in 2020, making it 6 years old.

What schools serve 406 Topsail Ct, Charleston, SC?

406 Topsail Ct, Charleston, SC is assigned to Philip Simmons Middle School (middle), rated A-; Philip Simmons Elementary School (elementary), rated B+; Philip Simmons High School (high), rated B+. All sit in Berkeley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Topsail Ct, Charleston, SC compare to other homes in Charleston 29492?

Among the 7,006 homes in Charleston 29492, it is worth more than 31% of them ($754,466 against a typical $1,132,641), its price per square foot is higher than 18% of them ($346 against a typical $487), it is bigger than 42% of them (2,178 ft² against a typical 2,450 ft²), its lot is bigger than 72% of them (0.27 ac against a typical 0.18 ac) and it is newer than 88% of them (2020 against a typical 2007). Measured against all of Berkeley County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Topsail Ct, Charleston, SC?

The 2025 property tax bill for 406 Topsail Ct, Charleston, SC was $2,199. The county assessed it at $546,825.

Closest homes

More homes in Charleston 29492

Assigned schools

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