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Single Family ResidenceResidential
$143,177$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

406 W RUBY ST

CONWAY, MO 65632
2
Beds
0
Baths
1,414 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$143K
$130K low$156K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$89,945
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,956
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$53,232
HERITAGE BANK OF THE OZARKS · recorded Jul 11, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$306 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,200 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$6,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$37,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
57
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLACLEDE
Lot (acres)The size of the land the home sits on, from county records.0.42
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ezard Elementary SchoolB+
Elementary · Grades PK–6 · 0.6 mi
M
Conway High SchoolsD+
Middle · Grades 7–12 · 0.7 mi

District: Laclede County R-I School District

Neighborhood · ZIP 65632These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.24%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,365
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,254
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,795
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 W Ruby St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 86% of homes in Conway 65632
  • Costs less per square foot than 86% of homes in Laclede County
  • Smaller than 65% of homes in Laclede County
  • Has a smaller lot than 88% of homes in Conway 65632
  • Older than 94% of homes in Laclede County

What homes are worth in Conway 65632

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$758K

This home is worth more than 14% of homes in Conway 65632.

How it measures up in Conway 65632

The dot is this home. The mark in the middle is the typical home in Conway 65632.

Estimated value$143,177
CheaperTypical $278,582Pricier

Pricier than 14% of homes nearby

Price per ft²$101
CheaperTypical $170Pricier

Pricier than 15% of homes nearby

Living area1,414 ft²
SmallerTypical 1,512 ft²Bigger

Bigger than 45% of homes nearby

Lot size0.42 ac
SmallerTypical 7.19 acBigger

Bigger than 12% of homes nearby

Year built1926
OlderTypical 1985Newer

Newer than 12% of homes nearby

How 406 W Ruby St ranks against every home in each area.
MeasureThis homeConway 65632Laclede County
Estimated valuepricier than$143,17714% of homes16% of homes
Price per ft²pricier than$10115% of homes14% of homes
Living areabigger than1,414 ft²45% of homes35% of homes
Lot sizebigger than0.42 ac12% of homes31% of homes
Year builtnewer than192612% of homes6% of homes

About 406 W Ruby St

How much is 406 W Ruby St, Conway, MO worth?

The TopHap Estimate for 406 W Ruby St, Conway, MO is $143,177 as of Jul 14, 2026. The likely range is $129,976 to $156,378. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 W Ruby St, Conway, MO last sell?

406 W Ruby St, Conway, MO last sold on Jun 16, 2023, according to the county's recorded deed.

How big is 406 W Ruby St, Conway, MO?

406 W Ruby St, Conway, MO has 2 bedrooms, 1,414 square feet of living space and a 0.42-acre lot.

When was 406 W Ruby St, Conway, MO built?

406 W Ruby St, Conway, MO was built in 1926, making it 100 years old. The building has 1 story.

What schools serve 406 W Ruby St, Conway, MO?

406 W Ruby St, Conway, MO is assigned to Ezard Elementary School (elementary), rated B+; Conway High Schools (middle), rated D+. All sit in Laclede County R-I School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 W Ruby St, Conway, MO compare to other homes in Conway 65632?

Among the 1,221 homes in Conway 65632, it is worth more than 14% of them ($143,177 against a typical $278,582), its price per square foot is higher than 15% of them ($101 against a typical $170), it is bigger than 45% of them (1,414 ft² against a typical 1,512 ft²), its lot is bigger than 12% of them (0.42 ac against a typical 7.19 ac) and it is newer than 12% of them (1926 against a typical 1985). Measured against all of Laclede County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 W Ruby St, Conway, MO?

The 2025 property tax bill for 406 W Ruby St, Conway, MO was $306. The county assessed it at $7,200.

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