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Single Family ResidenceResidential
$34,051$55 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $140,000 on Feb 2, 2026

407 MONTJOY ST

FALMOUTH, KY 41040
2
Beds
0
Baths
624 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,742 ft²
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$34K
$29K low$40K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Feb 2, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$249 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$18,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$20,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.22 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPENDLETON
Lot (acres)The size of the land the home sits on, from county records.0.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Flood Plain/Flood Zone

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Southern Elementary SchoolC+
Elementary · Grades PK–5 · 0.3 mi
H
Pendleton County High SchoolC-
High · Grades 9–12 · 1.6 mi
M
Phillip Sharp Middle SchoolD
Middle · Grades 6–8 · 4.9 mi

District: Pendleton County School District

Neighborhood · ZIP 41040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.197
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,288
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.50 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,838
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,318
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Montjoy St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Pendleton County
  • Costs less per square foot than 93% of homes in Pendleton County
  • Smaller than 98% of homes in Pendleton County
  • Among the smallest lots in Falmouth 41040
  • Older than 84% of homes in Pendleton County

What homes are worth in Falmouth 41040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$441K

This home is worth more than 6% of homes in Falmouth 41040.

How it measures up in Falmouth 41040

The dot is this home. The mark in the middle is the typical home in Falmouth 41040.

Estimated value$34,051
CheaperTypical $148,276Pricier

Pricier than 6% of homes nearby

Price per ft²$55
CheaperTypical $126Pricier

Pricier than 13% of homes nearby

Living area624 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 3% of homes nearby

Lot size1,742 ft²
SmallerTypical 4.34 acBigger

Smaller than almost all homes nearby

Year built1945
OlderTypical 1985Newer

Newer than 18% of homes nearby

How 407 Montjoy St ranks against every home in each area.
MeasureThis homeFalmouth 41040Pendleton County
Estimated valuepricier than$34,0516% of homes5% of homes
Price per ft²pricier than$5513% of homes7% of homes
Living areabigger than624 ft²3% of homes2% of homes
Lot sizebigger than1,742 ft²almost no homesalmost no homes
Year builtnewer than194518% of homes16% of homes

About 407 Montjoy St

How much is 407 Montjoy St, Falmouth, KY worth?

The TopHap Estimate for 407 Montjoy St, Falmouth, KY is $34,051 as of Aug 30, 2026. The likely range is $28,502 to $39,600. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Montjoy St, Falmouth, KY last sell?

407 Montjoy St, Falmouth, KY last sold on Feb 2, 2026 for $140,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 407 Montjoy St, Falmouth, KY?

407 Montjoy St, Falmouth, KY has 2 bedrooms, 624 square feet of living space and a 0.04-acre lot.

When was 407 Montjoy St, Falmouth, KY built?

407 Montjoy St, Falmouth, KY was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 407 Montjoy St, Falmouth, KY?

407 Montjoy St, Falmouth, KY is assigned to Southern Elementary School (elementary), rated C+; Pendleton County High School (high), rated C-; Phillip Sharp Middle School (middle), rated D. All sit in Pendleton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Montjoy St, Falmouth, KY compare to other homes in Falmouth 41040?

Among the 3,155 homes in Falmouth 41040, it is worth more than 6% of them ($34,051 against a typical $148,276), its price per square foot is higher than 13% of them ($55 against a typical $126), it is bigger than 3% of them (624 ft² against a typical 1,344 ft²), its lot is bigger than almost none of them (1,742 ft² against a typical 4.34 ac) and it is newer than 18% of them (1945 against a typical 1985). Measured against all of Pendleton County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Montjoy St, Falmouth, KY?

The 2025 property tax bill for 407 Montjoy St, Falmouth, KY was $249. The county assessed it at $20,000.

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