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Single Family ResidenceResidential
$380,527$301 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $120,000 on Dec 24, 2008

407 ROWLAND AVE

MODESTO, CA 95354
2
Beds
2
Baths
1,265 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$381K
$366K low$395K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$120,000 · Dec 24, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$131,527
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$105,222
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.65%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$249,000
NATIONSTAR MORTGAGE LLC · recorded Jul 16, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,807 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$154,516 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,503
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$103,013
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$151,488

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
56
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
11
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTANISLAUS
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 340 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(5)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wilson ElementaryB
Elementary · Grades KG–6 · 0.3 mi
M
La Loma Junior HighC-
Middle · Grades 7–8 · 0.3 mi
H
Peter Johansen High SchoolD
High · Grades 9–12 · 3.0 mi

District: Modesto City Elementary School District

Neighborhood · ZIP 95354These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.134

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.28,549
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,318 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,723
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,439
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Rowland Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Stanislaus County
  • Smaller than 73% of homes in Stanislaus County
  • Has a bigger lot than 67% of homes in Modesto 95354
  • Older than 88% of homes in Stanislaus County

What homes are worth in Modesto 95354

Each bar is how many homes fall in that price range. The marker is this home.

This home
$236K$727K

This home is worth more than 45% of homes in Modesto 95354.

How it measures up in Modesto 95354

The dot is this home. The mark in the middle is the typical home in Modesto 95354.

Estimated value$380,527
CheaperTypical $388,884Pricier

Pricier than 45% of homes nearby

Price per ft²$301
CheaperTypical $303Pricier

Pricier than 48% of homes nearby

Living area1,265 ft²
SmallerTypical 1,284 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.17 ac
SmallerTypical 0.15 acBigger

Bigger than 67% of homes nearby

Year built1948
OlderTypical 1953Newer

Newer than 37% of homes nearby

How 407 Rowland Ave ranks against every home in each area.
MeasureThis homeLa LomaModesto 95354Stanislaus County
Estimated valuepricier than$380,52726% of homes45% of homes25% of homes
Price per ft²pricier than$30154% of homes48% of homes62% of homes
Living areabigger than1,265 ft²36% of homes49% of homes27% of homes
Lot sizebigger than0.17 ac35% of homes67% of homes60% of homes
Year builtnewer than194860% of homes37% of homes12% of homes

About 407 Rowland Ave

How much is 407 Rowland Ave, Modesto, CA worth?

The TopHap Estimate for 407 Rowland Ave, Modesto, CA is $380,527 as of Jul 14, 2026. The likely range is $366,469 to $394,585. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Rowland Ave, Modesto, CA last sell?

407 Rowland Ave, Modesto, CA last sold on Dec 24, 2008 for $120,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 407 Rowland Ave, Modesto, CA?

407 Rowland Ave, Modesto, CA has 2 bedrooms, 2 bathrooms, 1,265 square feet of living space and a 0.17-acre lot.

When was 407 Rowland Ave, Modesto, CA built?

407 Rowland Ave, Modesto, CA was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 407 Rowland Ave, Modesto, CA?

407 Rowland Ave, Modesto, CA is assigned to Wilson Elementary (elementary), rated B; La Loma Junior High (middle), rated C-; Peter Johansen High School (high), rated D. All sit in Modesto City Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Rowland Ave, Modesto, CA compare to other homes in Modesto 95354?

Among the 7,189 homes in Modesto 95354, it is worth more than 45% of them ($380,527 against a typical $388,884), its price per square foot is higher than 48% of them ($301 against a typical $303), it is bigger than 49% of them (1,265 ft² against a typical 1,284 ft²), its lot is bigger than 67% of them (0.17 ac against a typical 0.15 ac) and it is newer than 37% of them (1948 against a typical 1953). Measured against all of Stanislaus County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Rowland Ave, Modesto, CA?

The 2025 property tax bill for 407 Rowland Ave, Modesto, CA was $1,807. The county assessed it at $154,516.

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