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Single Family ResidenceResidential
$159,037$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $65,000 on Aug 15, 2018

407 S WATER ST

SAINT JOSEPH, IL 61873
1
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$159K
$148K low$170K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$65,000 · Aug 15, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$368 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,410 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,140
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,270
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,510
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$49,230

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyCHAMPAIGN
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 204 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
St Joseph-Ogden High SchoolA
High · Grades 9–12 · 0.5 mi
E
St Joseph Elementary SchoolA
Elementary · Grades PK–4 · 0.6 mi
M
St Joseph Middle SchoolA+
Middle · Grades 5–8 · 0.7 mi

District: St. Joseph Community Consolidated School District 169

Neighborhood · ZIP 61873These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,216
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.94 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,849
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,361
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 S Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Saint Joseph 61873
  • Costs less per square foot than 97% of homes in Saint Joseph 61873
  • Has a smaller lot than 67% of homes in Saint Joseph 61873
  • Older than 82% of homes in Saint Joseph 61873

What homes are worth in Saint Joseph 61873

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$587K

This home is worth more than 6% of homes in Saint Joseph 61873.

How it measures up in Saint Joseph 61873

The dot is this home. The mark in the middle is the typical home in Saint Joseph 61873.

Estimated value$159,037
CheaperTypical $268,162Pricier

Pricier than 6% of homes nearby

Price per ft²$117
CheaperTypical $185Pricier

Pricier than 3% of homes nearby

Living area1,360 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.26 ac
SmallerTypical 0.42 acBigger

Bigger than 33% of homes nearby

Year built1958
OlderTypical 1994Newer

Newer than 18% of homes nearby

How 407 S Water St ranks against every home in each area.
MeasureThis homeSaint Joseph 61873Champaign County
Estimated valuepricier than$159,0376% of homes26% of homes
Price per ft²pricier than$1173% of homes17% of homes
Living areabigger than1,360 ft²42% of homes60% of homes
Lot sizebigger than0.26 ac33% of homes63% of homes
Year builtnewer than195818% of homes42% of homes

About 407 S Water St

How much is 407 S Water St, Saint Joseph, IL worth?

The TopHap Estimate for 407 S Water St, Saint Joseph, IL is $159,037 as of Sep 24, 2026. The likely range is $148,164 to $169,910. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 S Water St, Saint Joseph, IL last sell?

407 S Water St, Saint Joseph, IL last sold on Aug 15, 2018 for $65,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 407 S Water St, Saint Joseph, IL?

407 S Water St, Saint Joseph, IL has 1 bathrooms, 1,360 square feet of living space and a 0.26-acre lot.

When was 407 S Water St, Saint Joseph, IL built?

407 S Water St, Saint Joseph, IL was built in 1958, making it 68 years old. It is a a-frame home. The building has 1 story.

What schools serve 407 S Water St, Saint Joseph, IL?

407 S Water St, Saint Joseph, IL is assigned to St Joseph-Ogden High School (high), rated A; St Joseph Elementary School (elementary), rated A; St Joseph Middle School (middle), rated A+. All sit in St. Joseph Community Consolidated School District 169. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 S Water St, Saint Joseph, IL compare to other homes in Saint Joseph 61873?

Among the 2,245 homes in Saint Joseph 61873, it is worth more than 6% of them ($159,037 against a typical $268,162), its price per square foot is higher than 3% of them ($117 against a typical $185), it is bigger than 42% of them (1,360 ft² against a typical 1,456 ft²), its lot is bigger than 33% of them (0.26 ac against a typical 0.42 ac) and it is newer than 18% of them (1958 against a typical 1994). Measured against all of Champaign County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 S Water St, Saint Joseph, IL?

The 2025 property tax bill for 407 S Water St, Saint Joseph, IL was $368. The county assessed it at $16,410.

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