Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$154,553$176 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 69How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $12,000 on May 28, 2015

407 SPRING ST

MOUNT STERLING, KY 40353
2
Beds
1
Baths
880 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$155K
$107K low$202K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$12,000 · May 28, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$296 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$30,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$30,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mud Sill
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Montgomery County High SchoolC+
High · Grades 9–12 · 0.7 mi
M
McNabb Middle SchoolC+
Middle · Grades 6–8 · 0.8 mi
E
Mapleton Elementary SchoolB+
Elementary · Grades PK–5 · 0.9 mi

District: Montgomery County School District

Neighborhood · ZIP 40353These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.174
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.23,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,024
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,383
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Spring St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Mount Sterling 40353
  • Smaller than 95% of homes in Mount Sterling 40353
  • Has a smaller lot than 83% of homes in Montgomery County

What homes are worth in Mount Sterling 40353

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$603K

This home is worth more than 11% of homes in Mount Sterling 40353.

How it measures up in Mount Sterling 40353

The dot is this home. The mark in the middle is the typical home in Mount Sterling 40353.

Estimated value$154,553
CheaperTypical $238,687Pricier

Pricier than 11% of homes nearby

Price per ft²$176
CheaperTypical $165Pricier

Pricier than 62% of homes nearby

Living area880 ft²
SmallerTypical 1,478 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.2 ac
SmallerTypical 0.41 acBigger

Bigger than 21% of homes nearby

How 407 Spring St ranks against every home in each area.
MeasureThis homeMount Sterling 40353Montgomery County
Estimated valuepricier than$154,55311% of homes15% of homes
Price per ft²pricier than$17662% of homes64% of homes
Living areabigger than880 ft²5% of homes6% of homes
Lot sizebigger than0.2 ac21% of homes17% of homes

About 407 Spring St

How much is 407 Spring St, Mount Sterling, KY worth?

The TopHap Estimate for 407 Spring St, Mount Sterling, KY is $154,553 as of Oct 21, 2026. The likely range is $107,249 to $201,857. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Spring St, Mount Sterling, KY last sell?

407 Spring St, Mount Sterling, KY last sold on May 28, 2015 for $12,000, according to the county's recorded deed.

How big is 407 Spring St, Mount Sterling, KY?

407 Spring St, Mount Sterling, KY has 2 bedrooms, 1 bathrooms, 880 square feet of living space and a 0.20-acre lot.

What schools serve 407 Spring St, Mount Sterling, KY?

407 Spring St, Mount Sterling, KY is assigned to Montgomery County High School (high), rated C+; McNabb Middle School (middle), rated C+; Mapleton Elementary School (elementary), rated B+. All sit in Montgomery County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Spring St, Mount Sterling, KY compare to other homes in Mount Sterling 40353?

Among the 8,520 homes in Mount Sterling 40353, it is worth more than 11% of them ($154,553 against a typical $238,687), its price per square foot is higher than 62% of them ($176 against a typical $165), it is bigger than 5% of them (880 ft² against a typical 1,478 ft²) and its lot is bigger than 21% of them (0.2 ac against a typical 0.41 ac). Measured against all of Montgomery County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Spring St, Mount Sterling, KY?

The 2025 property tax bill for 407 Spring St, Mount Sterling, KY was $296. The county assessed it at $30,000.

More homes on Spring St

Closest homes

More homes in Mount Sterling 40353

Assigned schools

Explore the area

See this home in context

Open 407 Spring St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map