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Single Family ResidenceResidential
$108,705$81 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $105,000 on Jan 16, 2026

491 SPRING ST

MOUNT STERLING, KY 40353
2
Beds
1
Baths
1,338 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$109K
$89K low$128K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$105,000 · Jan 16, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,828 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$185,000 (2025)
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$185,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 90 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mapleton Elementary SchoolB+
Elementary · Grades PK–5 · 0.7 mi
H
Montgomery County High SchoolC+
High · Grades 9–12 · 0.9 mi
M
McNabb Middle SchoolC+
Middle · Grades 6–8 · 1.1 mi

District: Montgomery County School District

Neighborhood · ZIP 40353These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.174
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.23,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,024
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,383
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

491 Spring St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Mount Sterling 40353
  • Costs less per square foot than 97% of homes in Mount Sterling 40353
  • Has a smaller lot than 95% of homes in Montgomery County

What homes are worth in Mount Sterling 40353

Each bar is how many homes fall in that price range. The marker is this home.

This home
$82K$603K

This home is worth more than 4% of homes in Mount Sterling 40353.

How it measures up in Mount Sterling 40353

The dot is this home. The mark in the middle is the typical home in Mount Sterling 40353.

Estimated value$108,705
CheaperTypical $238,687Pricier

Pricier than 4% of homes nearby

Price per ft²$81
CheaperTypical $165Pricier

Pricier than 3% of homes nearby

Living area1,338 ft²
SmallerTypical 1,478 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.13 ac
SmallerTypical 0.41 acBigger

Bigger than 6% of homes nearby

How 491 Spring St ranks against every home in each area.
MeasureThis homeMount Sterling 40353Montgomery County
Estimated valuepricier than$108,7054% of homes7% of homes
Price per ft²pricier than$813% of homes3% of homes
Living areabigger than1,338 ft²40% of homes42% of homes
Lot sizebigger than0.13 ac6% of homes5% of homes

About 491 Spring St

How much is 491 Spring St, Mount Sterling, KY worth?

The TopHap Estimate for 491 Spring St, Mount Sterling, KY is $108,705 as of Oct 21, 2026. The likely range is $89,139 to $128,271. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 491 Spring St, Mount Sterling, KY last sell?

491 Spring St, Mount Sterling, KY last sold on Jan 16, 2026 for $105,000, according to the county's recorded deed.

How big is 491 Spring St, Mount Sterling, KY?

491 Spring St, Mount Sterling, KY has 2 bedrooms, 1 bathrooms, 1,338 square feet of living space and a 0.13-acre lot.

What schools serve 491 Spring St, Mount Sterling, KY?

491 Spring St, Mount Sterling, KY is assigned to Mapleton Elementary School (elementary), rated B+; Montgomery County High School (high), rated C+; McNabb Middle School (middle), rated C+. All sit in Montgomery County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 491 Spring St, Mount Sterling, KY compare to other homes in Mount Sterling 40353?

Among the 8,520 homes in Mount Sterling 40353, it is worth more than 4% of them ($108,705 against a typical $238,687), its price per square foot is higher than 3% of them ($81 against a typical $165), it is bigger than 40% of them (1,338 ft² against a typical 1,478 ft²) and its lot is bigger than 6% of them (0.13 ac against a typical 0.41 ac). Measured against all of Montgomery County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 491 Spring St, Mount Sterling, KY?

The 2025 property tax bill for 491 Spring St, Mount Sterling, KY was $1,828. The county assessed it at $185,000.

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