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Single Family ResidenceResidential
$736,679$374 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

407 TERRACE ST

ASHLAND, OR 97520
4
Beds
2.5
Baths
1,972 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$737K
$668K low$806K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$736,679
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$589,343

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,853 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$528,010 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$512,640
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$640,870

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 700 ft²Patio · 700 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ashland High SchoolA
High · Grades 9–12 · 0.8 mi
E
Walker Elementary SchoolA+
Elementary · Grades KG–5 · 1.3 mi
M
Ashland Middle SchoolB+
Middle · Grades 6–8 · 1.4 mi

District: Ashland School District 5

Neighborhood · ZIP 97520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,348
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,297
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Terrace St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in Jackson County
  • Costs more per square foot than 90% of homes in Jackson County
  • Bigger than 80% of homes in Jackson County
  • Has a bigger lot than 82% of homes in Ashland 97520
  • Older than 80% of homes in Jackson County

What homes are worth in Ashland 97520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$250K$1.2M

This home is worth more than 78% of homes in Ashland 97520.

How it measures up in Ashland 97520

The dot is this home. The mark in the middle is the typical home in Ashland 97520.

Estimated value$736,679
CheaperTypical $560,558Pricier

Pricier than 78% of homes nearby

Price per ft²$374
CheaperTypical $352Pricier

Pricier than 59% of homes nearby

Living area1,972 ft²
SmallerTypical 1,543 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.31 ac
SmallerTypical 0.18 acBigger

Bigger than 82% of homes nearby

Year built1961
OlderTypical 1979Newer

Newer than 29% of homes nearby

How 407 Terrace St ranks against every home in each area.
MeasureThis homeAshland 97520Jackson County
Estimated valuepricier than$736,67978% of homes92% of homes
Price per ft²pricier than$37459% of homes90% of homes
Living areabigger than1,972 ft²75% of homes80% of homes
Lot sizebigger than0.31 ac82% of homes79% of homes
Year builtnewer than196129% of homes20% of homes

About 407 Terrace St

How much is 407 Terrace St, Ashland, OR worth?

The TopHap Estimate for 407 Terrace St, Ashland, OR is $736,679 as of Jul 14, 2026. The likely range is $667,806 to $805,552. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Terrace St, Ashland, OR last sell?

407 Terrace St, Ashland, OR last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 407 Terrace St, Ashland, OR?

407 Terrace St, Ashland, OR has 4 bedrooms, 2.5 bathrooms, 1,972 square feet of living space and a 0.31-acre lot.

When was 407 Terrace St, Ashland, OR built?

407 Terrace St, Ashland, OR was built in 1961, making it 65 years old. The building has 1 story.

What schools serve 407 Terrace St, Ashland, OR?

407 Terrace St, Ashland, OR is assigned to Ashland High School (high), rated A; Walker Elementary School (elementary), rated A+; Ashland Middle School (middle), rated B+. All sit in Ashland School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Terrace St, Ashland, OR compare to other homes in Ashland 97520?

Among the 9,198 homes in Ashland 97520, it is worth more than 78% of them ($736,679 against a typical $560,558), its price per square foot is higher than 59% of them ($374 against a typical $352), it is bigger than 75% of them (1,972 ft² against a typical 1,543 ft²), its lot is bigger than 82% of them (0.31 ac against a typical 0.18 ac) and it is newer than 29% of them (1961 against a typical 1979). Measured against all of Jackson County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Terrace St, Ashland, OR?

The 2025 property tax bill for 407 Terrace St, Ashland, OR was $7,853. The county assessed it at $528,010.

Closest homes

More homes in Ashland 97520

Assigned schools

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