Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$812,074$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

407 WATER ST

CHARLESTOWN, MD 21914
3.5
Baths
4,490 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.67 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$812K
$699K low$925K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,166 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$768,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$184,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$583,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$729,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$768,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.0.67
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,129 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Charlestown Elementary SchoolB-
Elementary · Grades PK–5 · 0.5 mi
H
Perryville High SchoolB
High · Grades 9–12 · 4.8 mi
M
Perryville Middle SchoolB-
Middle · Grades 6–8 · 5.1 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21914These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.139
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.136 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,839
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,292
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

407 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Charlestown 21914
  • Costs less per square foot than 80% of homes in Cecil County
  • Among the largest homes in Charlestown 21914
  • Has a bigger lot than 88% of homes in Charlestown 21914
  • Newer than 91% of homes in Charlestown 21914

What homes are worth in Charlestown 21914

Each bar is how many homes fall in that price range. The marker is this home.

This home
$106K$764K

This home is worth more than 98% of homes in Charlestown 21914.

How it measures up in Charlestown 21914

The dot is this home. The mark in the middle is the typical home in Charlestown 21914.

Estimated value$812,074
CheaperTypical $301,937Pricier

Pricier than 98% of homes nearby

Price per ft²$181
CheaperTypical $229Pricier

Pricier than 25% of homes nearby

Living area4,490 ft²
SmallerTypical 1,340 ft²Bigger

Bigger than almost all homes nearby

Lot size0.67 ac
SmallerTypical 0.24 acBigger

Bigger than 88% of homes nearby

Year built2009
OlderTypical 1950Newer

Newer than 91% of homes nearby

How 407 Water St ranks against every home in each area.
MeasureThis homeCharlestown 21914Cecil County
Estimated valuepricier than$812,07498% of homes97% of homes
Price per ft²pricier than$18125% of homes20% of homes
Living areabigger than4,490 ft²almost all homesalmost all homes
Lot sizebigger than0.67 ac88% of homes57% of homes
Year builtnewer than200991% of homes91% of homes

About 407 Water St

How much is 407 Water St, Charlestown, MD worth?

The TopHap Estimate for 407 Water St, Charlestown, MD is $812,074 as of Sep 24, 2026. The likely range is $698,779 to $925,369. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 407 Water St, Charlestown, MD last sell?

407 Water St, Charlestown, MD last sold on Dec 17, 1998, according to the county's recorded deed.

How big is 407 Water St, Charlestown, MD?

407 Water St, Charlestown, MD has 3.5 bathrooms, 4,490 square feet of living space and a 0.67-acre lot.

When was 407 Water St, Charlestown, MD built?

407 Water St, Charlestown, MD was built in 2009, making it 17 years old. The building has 2 stories.

What schools serve 407 Water St, Charlestown, MD?

407 Water St, Charlestown, MD is assigned to Charlestown Elementary School (elementary), rated B-; Perryville High School (high), rated B; Perryville Middle School (middle), rated B-. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 407 Water St, Charlestown, MD compare to other homes in Charlestown 21914?

Among the 385 homes in Charlestown 21914, it is worth more than 98% of them ($812,074 against a typical $301,937), its price per square foot is higher than 25% of them ($181 against a typical $229), it is bigger than almost all of them (4,490 ft² against a typical 1,340 ft²), its lot is bigger than 88% of them (0.67 ac against a typical 0.24 ac) and it is newer than 91% of them (2009 against a typical 1950). Measured against all of Cecil County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 407 Water St, Charlestown, MD?

The 2025 property tax bill for 407 Water St, Charlestown, MD was $10,166. The county assessed it at $768,200.

More homes on Water St

Closest homes

More homes in Charlestown 21914

Assigned schools

Explore the area

See this home in context

Open 407 Water St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map