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Single Family ResidenceResidential
$882,067$820 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $880,000 on Oct 17, 2007

424 WATER ST

CHARLESTOWN, MD 21914
1 / 1
Baths
1,076 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$882K
$825K low$939K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$880,000 · Oct 17, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,781 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$770,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$378,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$391,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$734,933
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$770,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.0.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Electric
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront-Not Specified
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 152 ft²Patio · 350 ft²Porch · 308 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 21914These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.62

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.139
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.136 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,839
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,292
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

424 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Charlestown 21914
  • Among the highest price per square foot in Cecil County
  • Smaller than 85% of homes in Cecil County
  • Has a bigger lot than 85% of homes in Charlestown 21914
  • Older than 92% of homes in Cecil County

What homes are worth in Charlestown 21914

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$758K

This home is worth more than almost all homes in Charlestown 21914.

How it measures up in Charlestown 21914

The dot is this home. The mark in the middle is the typical home in Charlestown 21914.

Estimated value$882,067
CheaperTypical $315,346Pricier

Pricier than almost all homes nearby

Price per ft²$820
CheaperTypical $233Pricier

Pricier than almost all homes nearby

Living area1,076 ft²
SmallerTypical 1,332 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.6 ac
SmallerTypical 0.24 acBigger

Bigger than 85% of homes nearby

Year built1930
OlderTypical 1950Newer

Newer than 14% of homes nearby

How 424 Water St ranks against every home in each area.
MeasureThis homeCharlestown 21914Cecil County
Estimated valuepricier than$882,067almost all homes98% of homes
Price per ft²pricier than$820almost all homesalmost all homes
Living areabigger than1,076 ft²30% of homes15% of homes
Lot sizebigger than0.6 ac85% of homes54% of homes
Year builtnewer than193014% of homes8% of homes

About 424 Water St

How much is 424 Water St, Charlestown, MD worth?

The TopHap Estimate for 424 Water St, Charlestown, MD is $882,067 as of Aug 30, 2026. The likely range is $824,661 to $939,473. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 424 Water St, Charlestown, MD last sell?

424 Water St, Charlestown, MD last sold on Oct 17, 2007 for $880,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 424 Water St, Charlestown, MD?

424 Water St, Charlestown, MD has 1 bathrooms, 1,076 square feet of living space and a 0.60-acre lot.

When was 424 Water St, Charlestown, MD built?

424 Water St, Charlestown, MD was built in 1930, making it 96 years old. The building has 1 story.

How does 424 Water St, Charlestown, MD compare to other homes in Charlestown 21914?

Among the 385 homes in Charlestown 21914, it is worth more than almost all of them ($882,067 against a typical $315,346), its price per square foot is higher than almost all of them ($820 against a typical $233), it is bigger than 30% of them (1,076 ft² against a typical 1,332 ft²), its lot is bigger than 85% of them (0.6 ac against a typical 0.24 ac) and it is newer than 14% of them (1930 against a typical 1950). Measured against all of Cecil County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 424 Water St, Charlestown, MD?

The 2026 property tax bill for 424 Water St, Charlestown, MD was $10,781. The county assessed it at $770,600.

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