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Single Family ResidenceResidential
$169,000$135 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $169,000 on Sep 30, 2026

408 RUTH ST

KERRVILLE, TX 78028
2
Baths
1,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for May 5, 2026.

Valuation

$169K
$136K low$202K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$169,000 · Sep 30, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,882 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,342 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$174,342
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$214,342
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$214,342

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.57
61
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
69
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
91
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
41
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKERR
Lot (acres)The size of the land the home sits on, from county records.0.12
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 102 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Talley Elementary SchoolA
Elementary · Grades KG–5 · 1.7 mi
M
Hal Peterson Middle SchoolB-
Middle · Grades 6–8 · 1.9 mi
H
Tivy High SchoolB-
High · Grades 9–12 · 3.0 mi

District: Kerrville Independent School District

Neighborhood · ZIP 78028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.39,914
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.169 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,347
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,340
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

408 Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Kerrville 78028
  • Among the lowest price per square foot in Kerrville 78028
  • Smaller than 67% of homes in Kerrville 78028
  • Has a smaller lot than 94% of homes in Kerr County
  • Newer than 66% of homes in Kerrville 78028

What homes are worth in Kerrville 78028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$158K$1.3M

This home is worth more than 3% of homes in Kerrville 78028.

How it measures up in Kerrville 78028

The dot is this home. The mark in the middle is the typical home in Kerrville 78028.

Estimated value$169,000
CheaperTypical $365,590Pricier

Pricier than 3% of homes nearby

Price per ft²$135
CheaperTypical $226Pricier

Cheaper than almost all homes nearby

Living area1,248 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 33% of homes nearby

Lot size0.11 ac
SmallerTypical 0.41 acBigger

Bigger than 8% of homes nearby

Year built1999
OlderTypical 1990Newer

Newer than 66% of homes nearby

How 408 Ruth St ranks against every home in each area.
MeasureThis homeKerrville 78028Kerr County
Estimated valuepricier than$169,0003% of homes3% of homes
Price per ft²pricier than$135almost no homesalmost no homes
Living areabigger than1,248 ft²33% of homes35% of homes
Lot sizebigger than0.11 ac8% of homes6% of homes
Year builtnewer than199966% of homes64% of homes

About 408 Ruth St

How much is 408 Ruth St, Kerrville, TX worth?

The TopHap Estimate for 408 Ruth St, Kerrville, TX is $169,000 as of Sep 24, 2026. The likely range is $135,702 to $202,298. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 408 Ruth St, Kerrville, TX last sell?

408 Ruth St, Kerrville, TX last sold on Sep 30, 2026 for $169,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 408 Ruth St, Kerrville, TX?

408 Ruth St, Kerrville, TX has 2 bathrooms, 1,248 square feet of living space and a 0.12-acre lot.

When was 408 Ruth St, Kerrville, TX built?

408 Ruth St, Kerrville, TX was built in 1999, making it 27 years old.

What schools serve 408 Ruth St, Kerrville, TX?

408 Ruth St, Kerrville, TX is assigned to Talley Elementary School (elementary), rated A; Hal Peterson Middle School (middle), rated B-; Tivy High School (high), rated B-. All sit in Kerrville Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 408 Ruth St, Kerrville, TX compare to other homes in Kerrville 78028?

Among the 18,116 homes in Kerrville 78028, it is worth more than 3% of them ($169,000 against a typical $365,590), its price per square foot is higher than almost none of them ($135 against a typical $226), it is bigger than 33% of them (1,248 ft² against a typical 1,568 ft²), its lot is bigger than 8% of them (0.11 ac against a typical 0.41 ac) and it is newer than 66% of them (1999 against a typical 1990). Measured against all of Kerr County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 408 Ruth St, Kerrville, TX?

The 2026 property tax bill for 408 Ruth St, Kerrville, TX was $3,882. The county assessed it at $214,342.

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