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Single Family ResidenceResidential
$263,441$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

409 RUTH ST

KERRVILLE, TX 78028
2
Beds
1
Baths
1,148 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$263K
$240K low$287K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,394 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$259,355 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$199,355
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$202,161
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$259,355

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKERR
Lot (acres)The size of the land the home sits on, from county records.0.26
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 368 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Talley Elementary SchoolA
Elementary · Grades KG–5 · 1.7 mi
M
Hal Peterson Middle SchoolB-
Middle · Grades 6–8 · 2.0 mi
H
Tivy High SchoolB-
High · Grades 9–12 · 3.0 mi

District: Kerrville Independent School District

Neighborhood · ZIP 78028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.39,914
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.169 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,347
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,340
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Kerr County
  • Smaller than 75% of homes in Kerrville 78028
  • Has a smaller lot than 72% of homes in Kerr County
  • Older than 89% of homes in Kerr County

What homes are worth in Kerrville 78028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$158K$1.3M

This home is worth more than 22% of homes in Kerrville 78028.

How it measures up in Kerrville 78028

The dot is this home. The mark in the middle is the typical home in Kerrville 78028.

Estimated value$263,441
CheaperTypical $365,590Pricier

Pricier than 22% of homes nearby

Price per ft²$229
CheaperTypical $226Pricier

Pricier than 52% of homes nearby

Living area1,148 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 25% of homes nearby

Lot size0.26 ac
SmallerTypical 0.41 acBigger

Bigger than 35% of homes nearby

Year built1964
OlderTypical 1990Newer

Newer than 12% of homes nearby

How 409 Ruth St ranks against every home in each area.
MeasureThis homeKerrville 78028Kerr County
Estimated valuepricier than$263,44122% of homes20% of homes
Price per ft²pricier than$22952% of homes45% of homes
Living areabigger than1,148 ft²25% of homes27% of homes
Lot sizebigger than0.26 ac35% of homes28% of homes
Year builtnewer than196412% of homes11% of homes

About 409 Ruth St

How much is 409 Ruth St, Kerrville, TX worth?

The TopHap Estimate for 409 Ruth St, Kerrville, TX is $263,441 as of Sep 24, 2026. The likely range is $239,995 to $286,887. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Ruth St, Kerrville, TX last sell?

409 Ruth St, Kerrville, TX last sold on Apr 30, 2024, according to the county's recorded deed.

How big is 409 Ruth St, Kerrville, TX?

409 Ruth St, Kerrville, TX has 2 bedrooms, 1 bathrooms, 1,148 square feet of living space and a 0.26-acre lot.

When was 409 Ruth St, Kerrville, TX built?

409 Ruth St, Kerrville, TX was built in 1964, making it 62 years old.

What schools serve 409 Ruth St, Kerrville, TX?

409 Ruth St, Kerrville, TX is assigned to Talley Elementary School (elementary), rated A; Hal Peterson Middle School (middle), rated B-; Tivy High School (high), rated B-. All sit in Kerrville Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Ruth St, Kerrville, TX compare to other homes in Kerrville 78028?

Among the 18,116 homes in Kerrville 78028, it is worth more than 22% of them ($263,441 against a typical $365,590), its price per square foot is higher than 52% of them ($229 against a typical $226), it is bigger than 25% of them (1,148 ft² against a typical 1,568 ft²), its lot is bigger than 35% of them (0.26 ac against a typical 0.41 ac) and it is newer than 12% of them (1964 against a typical 1990). Measured against all of Kerr County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Ruth St, Kerrville, TX?

The 2025 property tax bill for 409 Ruth St, Kerrville, TX was $4,394. The county assessed it at $259,355.

More homes on Ruth St

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Assigned schools

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