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Single Family ResidenceResidential
$527,111$531 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $245,000 on Nov 21, 2006

40881 SPAULDING RIDGE RD

SUMPTER, OR 97877
3
Beds
1
Baths
992 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$527K
$506K low$548K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,000 · Nov 21, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$367,111
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$293,689
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$160,000
WASHINGTON MUTUAL BANK FA · recorded Mar 14, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,594 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,789 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,511
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,278
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$139,726
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$423,610

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
79
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
54
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBaker
Lot (acres)The size of the land the home sits on, from county records.5.00
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 108 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Baker High SchoolB
High · Grades 9–12 · 18.5 mi
M
Baker Middle SchoolB-
Middle · Grades 7–8 · 18.6 mi
E
Brooklyn Primary SchoolC+
Elementary · Grades 1–3 · 19.3 mi

District: Baker School District 5j

Neighborhood · ZIP 97877These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.173
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.54%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,680
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,470
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40881 Spaulding Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Sumpter 97877
  • Costs more per square foot than 92% of homes in Sumpter 97877
  • Smaller than 72% of homes in Baker County
  • Has a bigger lot than 88% of homes in Sumpter 97877
  • Newer than 70% of homes in Baker County

What homes are worth in Sumpter 97877

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$632K

This home is worth more than 95% of homes in Sumpter 97877.

How it measures up in Sumpter 97877

The dot is this home. The mark in the middle is the typical home in Sumpter 97877.

Estimated value$527,111
CheaperTypical $195,643Pricier

Pricier than 95% of homes nearby

Price per ft²$531
CheaperTypical $292Pricier

Pricier than 92% of homes nearby

Living area992 ft²
SmallerTypical 896 ft²Bigger

Bigger than 61% of homes nearby

Lot size5 ac
SmallerTypical 0.36 acBigger

Bigger than 88% of homes nearby

Year built1985
OlderTypical 1996Newer

Newer than 41% of homes nearby

How 40881 Spaulding Ridge Rd ranks against every home in each area.
MeasureThis homeSumpter 97877Baker County
Estimated valuepricier than$527,11195% of homes80% of homes
Price per ft²pricier than$53192% of homes91% of homes
Living areabigger than992 ft²61% of homes28% of homes
Lot sizebigger than5 ac88% of homes79% of homes
Year builtnewer than198541% of homes70% of homes

About 40881 Spaulding Ridge Rd

How much is 40881 Spaulding Ridge Rd, Sumpter, OR worth?

The TopHap Estimate for 40881 Spaulding Ridge Rd, Sumpter, OR is $527,111 as of Jul 14, 2026. The likely range is $506,400 to $547,822. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40881 Spaulding Ridge Rd, Sumpter, OR last sell?

40881 Spaulding Ridge Rd, Sumpter, OR last sold on Nov 21, 2006 for $245,000, according to the county's recorded deed.

How big is 40881 Spaulding Ridge Rd, Sumpter, OR?

40881 Spaulding Ridge Rd, Sumpter, OR has 3 bedrooms, 1 bathrooms, 992 square feet of living space and a 5.00-acre lot.

When was 40881 Spaulding Ridge Rd, Sumpter, OR built?

40881 Spaulding Ridge Rd, Sumpter, OR was built in 1985, making it 41 years old. The building has 2 stories.

What schools serve 40881 Spaulding Ridge Rd, Sumpter, OR?

40881 Spaulding Ridge Rd, Sumpter, OR is assigned to Baker High School (high), rated B; Baker Middle School (middle), rated B-; Brooklyn Primary School (elementary), rated C+. All sit in Baker School District 5j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40881 Spaulding Ridge Rd, Sumpter, OR compare to other homes in Sumpter 97877?

Among the 459 homes in Sumpter 97877, it is worth more than 95% of them ($527,111 against a typical $195,643), its price per square foot is higher than 92% of them ($531 against a typical $292), it is bigger than 61% of them (992 ft² against a typical 896 ft²), its lot is bigger than 88% of them (5 ac against a typical 0.36 ac) and it is newer than 41% of them (1985 against a typical 1996). Measured against all of Baker County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40881 Spaulding Ridge Rd, Sumpter, OR?

The 2025 property tax bill for 40881 Spaulding Ridge Rd, Sumpter, OR was $1,594. The county assessed it at $143,789.

Closest homes

More homes in Sumpter 97877

Assigned schools

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