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Single Family ResidenceResidential
$499,303$435 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

40981 SPAULDING RIDGE RD

SUMPTER, OR 97877
2
Beds
2
Baths
1,148 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.

Valuation

$499K
$449K low$549K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$499,303
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$399,442

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,205 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$292,827 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$111,578
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$181,249
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$284,299
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$533,830

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
82
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
58
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
54
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBaker
Lot (acres)The size of the land the home sits on, from county records.10.00
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Baker High SchoolB
High · Grades 9–12 · 18.4 mi
M
Baker Middle SchoolB-
Middle · Grades 7–8 · 18.5 mi
E
Brooklyn Primary SchoolC+
Elementary · Grades 1–3 · 19.1 mi

District: Baker School District 5j

Neighborhood · ZIP 97877These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.173
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.54%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$42,680
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$55,470
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40981 Spaulding Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Sumpter 97877
  • Costs more per square foot than 85% of homes in Baker County
  • Bigger than 74% of homes in Sumpter 97877
  • Has a bigger lot than 94% of homes in Sumpter 97877
  • Newer than 79% of homes in Baker County

What homes are worth in Sumpter 97877

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$632K

This home is worth more than 94% of homes in Sumpter 97877.

How it measures up in Sumpter 97877

The dot is this home. The mark in the middle is the typical home in Sumpter 97877.

Estimated value$499,303
CheaperTypical $195,643Pricier

Pricier than 94% of homes nearby

Price per ft²$435
CheaperTypical $292Pricier

Pricier than 82% of homes nearby

Living area1,148 ft²
SmallerTypical 896 ft²Bigger

Bigger than 74% of homes nearby

Lot size10 ac
SmallerTypical 0.36 acBigger

Bigger than 94% of homes nearby

Year built1996
OlderTypical 1996Newer

Newer than 52% of homes nearby

How 40981 Spaulding Ridge Rd ranks against every home in each area.
MeasureThis homeSumpter 97877Baker County
Estimated valuepricier than$499,30394% of homes78% of homes
Price per ft²pricier than$43582% of homes85% of homes
Living areabigger than1,148 ft²74% of homes41% of homes
Lot sizebigger than10 ac94% of homes86% of homes
Year builtnewer than199652% of homes79% of homes

About 40981 Spaulding Ridge Rd

How much is 40981 Spaulding Ridge Rd, Sumpter, OR worth?

The TopHap Estimate for 40981 Spaulding Ridge Rd, Sumpter, OR is $499,303 as of Jun 23, 2026. The likely range is $449,372 to $549,233. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40981 Spaulding Ridge Rd, Sumpter, OR last sell?

40981 Spaulding Ridge Rd, Sumpter, OR last sold on Oct 4, 2017, according to the county's recorded deed.

How big is 40981 Spaulding Ridge Rd, Sumpter, OR?

40981 Spaulding Ridge Rd, Sumpter, OR has 2 bedrooms, 2 bathrooms, 1,148 square feet of living space and a 10.00-acre lot.

When was 40981 Spaulding Ridge Rd, Sumpter, OR built?

40981 Spaulding Ridge Rd, Sumpter, OR was built in 1996, making it 30 years old. The building has 3 stories.

What schools serve 40981 Spaulding Ridge Rd, Sumpter, OR?

40981 Spaulding Ridge Rd, Sumpter, OR is assigned to Baker High School (high), rated B; Baker Middle School (middle), rated B-; Brooklyn Primary School (elementary), rated C+. All sit in Baker School District 5j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40981 Spaulding Ridge Rd, Sumpter, OR compare to other homes in Sumpter 97877?

Among the 459 homes in Sumpter 97877, it is worth more than 94% of them ($499,303 against a typical $195,643), its price per square foot is higher than 82% of them ($435 against a typical $292), it is bigger than 74% of them (1,148 ft² against a typical 896 ft²), its lot is bigger than 94% of them (10 ac against a typical 0.36 ac) and it is newer than 52% of them (1996 against a typical 1996). Measured against all of Baker County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40981 Spaulding Ridge Rd, Sumpter, OR?

The 2025 property tax bill for 40981 Spaulding Ridge Rd, Sumpter, OR was $3,205. The county assessed it at $292,827.

Closest homes

More homes in Sumpter 97877

Assigned schools

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