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Single Family ResidenceResidential
$135,946$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $50,000 on Mar 11, 2005

409 ARROYO AVE

SANTA ROSA, TX 78593
0
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$136K
$126K low$145K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$50,000 · Mar 11, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$95,946
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$76,757
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,000
SANTOS ZUNIGA · recorded Mar 11, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,284 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$104,315 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$94,832
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,379

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
68
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
100
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
34
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCAMERON
Lot (acres)The size of the land the home sits on, from county records.0.28
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Window A/C
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 40 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elma E Barrera Elementary SchoolB
Elementary · Grades PK–5 · 0.3 mi
H
Santa Rosa High SchoolC+
High · Grades 9–12 · 0.5 mi
M
Jo Nelson Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi

District: Santa Rosa Independent School District

Neighborhood · ZIP 78593These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.115
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.6,276
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.159 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$39,096
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,723
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Arroyo Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Cameron County
  • Costs less per square foot than 82% of homes in Cameron County
  • Has a bigger lot than 69% of homes in Cameron County
  • Newer than 71% of homes in Santa Rosa 78593

What homes are worth in Santa Rosa 78593

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$415K

This home is worth more than 57% of homes in Santa Rosa 78593.

How it measures up in Santa Rosa 78593

The dot is this home. The mark in the middle is the typical home in Santa Rosa 78593.

Estimated value$135,946
CheaperTypical $125,341Pricier

Pricier than 57% of homes nearby

Price per ft²$100
CheaperTypical $101Pricier

Pricier than 49% of homes nearby

Living area1,360 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.28 ac
SmallerTypical 0.73 acBigger

Bigger than 38% of homes nearby

Year built1998
OlderTypical 1986Newer

Newer than 71% of homes nearby

How 409 Arroyo Ave ranks against every home in each area.
MeasureThis homeSanta Rosa 78593Cameron County
Estimated valuepricier than$135,94657% of homes25% of homes
Price per ft²pricier than$10049% of homes18% of homes
Living areabigger than1,360 ft²61% of homes51% of homes
Lot sizebigger than0.28 ac38% of homes69% of homes
Year builtnewer than199871% of homes62% of homes

About 409 Arroyo Ave

How much is 409 Arroyo Ave, Santa Rosa, TX worth?

The TopHap Estimate for 409 Arroyo Ave, Santa Rosa, TX is $135,946 as of Jul 14, 2026. The likely range is $126,414 to $145,478. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Arroyo Ave, Santa Rosa, TX last sell?

409 Arroyo Ave, Santa Rosa, TX last sold on Mar 11, 2005 for $50,000, according to the county's recorded deed.

How big is 409 Arroyo Ave, Santa Rosa, TX?

409 Arroyo Ave, Santa Rosa, TX has 1,360 square feet of living space and a 0.28-acre lot.

When was 409 Arroyo Ave, Santa Rosa, TX built?

409 Arroyo Ave, Santa Rosa, TX was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 409 Arroyo Ave, Santa Rosa, TX?

409 Arroyo Ave, Santa Rosa, TX is assigned to Elma E Barrera Elementary School (elementary), rated B; Santa Rosa High School (high), rated C+; Jo Nelson Middle School (middle), rated C+. All sit in Santa Rosa Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Arroyo Ave, Santa Rosa, TX compare to other homes in Santa Rosa 78593?

Among the 2,098 homes in Santa Rosa 78593, it is worth more than 57% of them ($135,946 against a typical $125,341), its price per square foot is higher than 49% of them ($100 against a typical $101), it is bigger than 61% of them (1,360 ft² against a typical 1,216 ft²), its lot is bigger than 38% of them (0.28 ac against a typical 0.73 ac) and it is newer than 71% of them (1998 against a typical 1986). Measured against all of Cameron County, it is worth more than 25% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Arroyo Ave, Santa Rosa, TX?

The 2025 property tax bill for 409 Arroyo Ave, Santa Rosa, TX was $1,284. The county assessed it at $104,315.

Closest homes

More homes in Santa Rosa 78593

Assigned schools

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