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Single Family ResidenceResidential
$216,673$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $212,500 on Apr 23, 2026

409 COSBY RD

UTICA, NY 13502
3
Beds
1
Baths
1,146 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$217K
$176K low$257K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$212,500 · Apr 23, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$769 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$154,850

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyONEIDA
Lot (acres)The size of the land the home sits on, from county records.0.15
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 300 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Thomas Jefferson Elementary SchoolC+
Elementary · Grades KG–6 · 0.3 mi
M
John F Kennedy Middle SchoolB-
Middle · Grades 7–8 · 1.4 mi
H
Thomas R Proctor High SchoolD+
High · Grades 9–12 · 2.8 mi

District: Utica City School District

Neighborhood · ZIP 13502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.50

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.32,039
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.596 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,269
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Cosby Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Utica 13502
  • Costs more per square foot than 86% of homes in Utica 13502
  • Smaller than 80% of homes in Oneida County
  • Has a smaller lot than 89% of homes in North Utica

What homes are worth in Utica 13502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$449K

This home is worth more than 67% of homes in Utica 13502.

How it measures up in Utica 13502

The dot is this home. The mark in the middle is the typical home in Utica 13502.

Estimated value$216,673
CheaperTypical $186,177Pricier

Pricier than 67% of homes nearby

Price per ft²$189
CheaperTypical $147Pricier

Pricier than 86% of homes nearby

Living area1,146 ft²
SmallerTypical 1,491 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.15 ac
SmallerTypical 0.18 acBigger

Bigger than 41% of homes nearby

Year built1955
OlderTypical 1949Newer

Newer than 63% of homes nearby

How 409 Cosby Rd ranks against every home in each area.
MeasureThis homeNorth UticaUtica 13502Oneida County
Estimated valuepricier than$216,67359% of homes67% of homes50% of homes
Price per ft²pricier than$18981% of homes86% of homes80% of homes
Living areabigger than1,146 ft²35% of homes23% of homes20% of homes
Lot sizebigger than0.15 ac11% of homes41% of homes19% of homes
Year builtnewer than195538% of homes63% of homes56% of homes

About 409 Cosby Rd

How much is 409 Cosby Rd, Utica, NY worth?

The TopHap Estimate for 409 Cosby Rd, Utica, NY is $216,673 as of Aug 30, 2026. The likely range is $176,390 to $256,956. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Cosby Rd, Utica, NY last sell?

409 Cosby Rd, Utica, NY last sold on Apr 23, 2026 for $212,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 409 Cosby Rd, Utica, NY?

409 Cosby Rd, Utica, NY has 3 bedrooms, 1 bathrooms, 1,146 square feet of living space and a 0.15-acre lot.

When was 409 Cosby Rd, Utica, NY built?

409 Cosby Rd, Utica, NY was built in 1955, making it 71 years old. It is a ranch home. The building has 1 story.

What schools serve 409 Cosby Rd, Utica, NY?

409 Cosby Rd, Utica, NY is assigned to Thomas Jefferson Elementary School (elementary), rated C+; John F Kennedy Middle School (middle), rated B-; Thomas R Proctor High School (high), rated D+. All sit in Utica City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Cosby Rd, Utica, NY compare to other homes in Utica 13502?

Among the 10,089 homes in Utica 13502, it is worth more than 67% of them ($216,673 against a typical $186,177), its price per square foot is higher than 86% of them ($189 against a typical $147), it is bigger than 23% of them (1,146 ft² against a typical 1,491 ft²), its lot is bigger than 41% of them (0.15 ac against a typical 0.18 ac) and it is newer than 63% of them (1955 against a typical 1949). Measured against all of Oneida County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Cosby Rd, Utica, NY?

The 2025 property tax bill for 409 Cosby Rd, Utica, NY was $769. The county assessed it at $57,300.

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