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Single Family ResidenceResidential
$359,900
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

409 E ROSE ST

ELK POINT, SD 57025
0
Baths

Valuation

$360K
$330K low$389K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$210,300
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$168,240
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$149,600
STATE BANK OF ALCESTER · recorded Aug 3, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,231 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$313,996 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,377
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$292,619
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$313,996

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.19
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
36
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUnion

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Elk Point-Jefferson High School - 01A
High · Grades 9–12 · 0.6 mi
M
Elk Point-Jefferson Middle School - 03C+
Middle · Grades 6–8 · 0.6 mi
E
Elk Point-Jefferson Elementary - 02C+
Elementary · Grades KG–5 · 0.7 mi

District: Elk Point-Jefferson School District 61-7

Neighborhood · ZIP 57025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,292
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,110
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 E Rose St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Elk Point 57025

What homes are worth in Elk Point 57025

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$519K

This home is worth more than 83% of homes in Elk Point 57025.

How it measures up in Elk Point 57025

The dot is this home. The mark in the middle is the typical home in Elk Point 57025.

Estimated value$359,900
CheaperTypical $265,664Pricier

Pricier than 83% of homes nearby

How 409 E Rose St ranks against every home in each area.
MeasureThis homeElk Point 57025Union County
Estimated valuepricier than$359,90083% of homes60% of homes

About 409 E Rose St

How much is 409 E Rose St, Elk Point, SD worth?

The TopHap Estimate for 409 E Rose St, Elk Point, SD is $359,900 as of Jul 14, 2026. The likely range is $330,427 to $389,373. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

What schools serve 409 E Rose St, Elk Point, SD?

409 E Rose St, Elk Point, SD is assigned to Elk Point-Jefferson High School - 01 (high), rated A; Elk Point-Jefferson Middle School - 03 (middle), rated C+; Elk Point-Jefferson Elementary - 02 (elementary), rated C+. All sit in Elk Point-Jefferson School District 61-7. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 409 E Rose St, Elk Point, SD?

The 2025 property tax bill for 409 E Rose St, Elk Point, SD was $5,231. The county assessed it at $313,996.

Closest homes

More homes in Elk Point 57025

Assigned schools

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See this home in context

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