Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$215,584$125 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $209,000 on Oct 16, 2024

409 FINLEY AVE

BIG RAPIDS, MI 49307
3
Beds
2
Baths
1,728 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$216K
$192K low$239K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$209,000 · Oct 16, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$17,034
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$13,627
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$198,550
LAKE MICHIGAN CU · recorded Oct 16, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,403 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$114,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$229,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMECOSTA
Lot (acres)The size of the land the home sits on, from county records.0.27
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 128 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Big Rapids Middle SchoolC+
Middle · Grades 5–8 · 0.5 mi
E
Brookside Elementary SchoolA-
Elementary · Grades PK–4 · 0.5 mi
H
Big Rapids High SchoolB-
High · Grades 9–12 · 1.7 mi

District: Big Rapids Public Schools

Neighborhood · ZIP 49307These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.17,484
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.125 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,905
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,799
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Finley Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 67% of homes in Big Rapids 49307
  • Has a smaller lot than 81% of homes in Mecosta County
  • Newer than 76% of homes in Big Rapids 49307

What homes are worth in Big Rapids 49307

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$541K

This home is worth more than 55% of homes in Big Rapids 49307.

How it measures up in Big Rapids 49307

The dot is this home. The mark in the middle is the typical home in Big Rapids 49307.

Estimated value$215,584
CheaperTypical $200,941Pricier

Pricier than 55% of homes nearby

Price per ft²$125
CheaperTypical $131Pricier

Pricier than 44% of homes nearby

Living area1,728 ft²
SmallerTypical 1,484 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.26 ac
SmallerTypical 0.76 acBigger

Bigger than 21% of homes nearby

Year built1979
OlderTypical 1954Newer

Newer than 76% of homes nearby

How 409 Finley Ave ranks against every home in each area.
MeasureThis homeBig Rapids 49307Mecosta County
Estimated valuepricier than$215,58455% of homes57% of homes
Price per ft²pricier than$12544% of homes45% of homes
Living areabigger than1,728 ft²67% of homes66% of homes
Lot sizebigger than0.26 ac21% of homes19% of homes
Year builtnewer than197976% of homes76% of homes

About 409 Finley Ave

How much is 409 Finley Ave, Big Rapids, MI worth?

The TopHap Estimate for 409 Finley Ave, Big Rapids, MI is $215,584 as of Jun 23, 2026. The likely range is $191,869 to $239,298. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Finley Ave, Big Rapids, MI last sell?

409 Finley Ave, Big Rapids, MI last sold on Oct 16, 2024 for $209,000, according to the county's recorded deed.

How big is 409 Finley Ave, Big Rapids, MI?

409 Finley Ave, Big Rapids, MI has 3 bedrooms, 2 bathrooms, 1,728 square feet of living space and a 0.27-acre lot.

When was 409 Finley Ave, Big Rapids, MI built?

409 Finley Ave, Big Rapids, MI was built in 1979, making it 47 years old. It is a ranch home.

What schools serve 409 Finley Ave, Big Rapids, MI?

409 Finley Ave, Big Rapids, MI is assigned to Big Rapids Middle School (middle), rated C+; Brookside Elementary School (elementary), rated A-; Big Rapids High School (high), rated B-. All sit in Big Rapids Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Finley Ave, Big Rapids, MI compare to other homes in Big Rapids 49307?

Among the 5,463 homes in Big Rapids 49307, it is worth more than 55% of them ($215,584 against a typical $200,941), its price per square foot is higher than 44% of them ($125 against a typical $131), it is bigger than 67% of them (1,728 ft² against a typical 1,484 ft²), its lot is bigger than 21% of them (0.26 ac against a typical 0.76 ac) and it is newer than 76% of them (1979 against a typical 1954). Measured against all of Mecosta County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Finley Ave, Big Rapids, MI?

The 2025 property tax bill for 409 Finley Ave, Big Rapids, MI was $5,403. The county assessed it at $114,800.

Closest homes

More homes in Big Rapids 49307

Assigned schools

Explore the area

See this home in context

Open 409 Finley Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map