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Single Family ResidenceResidential
$261,061$150 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

409 N GARFIELD AVE

DELL RAPIDS, SD 57022
3
Beds
2
Baths
1,736 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1905
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$261K
$246K low$276K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$173,061
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$138,449
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$88,000
BANKWEST INC · recorded Jul 27, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,985 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$219,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$187,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$223,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
86
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.29 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMINNEHAHA
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 112 ft²Patio · 112 ft²Porch · 80 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Dell Rapids Middle School - 03A
Middle · Grades 5–8 · 0.6 mi
H
Dell Rapids High School - 01C-
High · Grades 9–12 · 0.6 mi
E
Dell Rapids Elementary - 02A
Elementary · Grades KG–4 · 0.9 mi

District: Dell Rapids School District 49-3

Neighborhood · ZIP 57022These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.6,642
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.48 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,936
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,985
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.26 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 N Garfield Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Dell Rapids 57022
  • Costs less per square foot than 96% of homes in Minnehaha County
  • Bigger than 82% of homes in Minnehaha County
  • Has a bigger lot than 79% of homes in Minnehaha County
  • Older than 97% of homes in Minnehaha County

What homes are worth in Dell Rapids 57022

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$899K

This home is worth more than 24% of homes in Dell Rapids 57022.

How it measures up in Dell Rapids 57022

The dot is this home. The mark in the middle is the typical home in Dell Rapids 57022.

Estimated value$261,061
CheaperTypical $359,171Pricier

Pricier than 24% of homes nearby

Price per ft²$150
CheaperTypical $254Pricier

Pricier than 6% of homes nearby

Living area1,736 ft²
SmallerTypical 1,431 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.33 ac
SmallerTypical 0.3 acBigger

Bigger than 55% of homes nearby

Year built1905
OlderTypical 1979Newer

Newer than 8% of homes nearby

How 409 N Garfield Ave ranks against every home in each area.
MeasureThis homeDell Rapids 57022Minnehaha County
Estimated valuepricier than$261,06124% of homes30% of homes
Price per ft²pricier than$1506% of homes4% of homes
Living areabigger than1,736 ft²71% of homes82% of homes
Lot sizebigger than0.33 ac55% of homes79% of homes
Year builtnewer than19058% of homes3% of homes

About 409 N Garfield Ave

How much is 409 N Garfield Ave, Dell Rapids, SD worth?

The TopHap Estimate for 409 N Garfield Ave, Dell Rapids, SD is $261,061 as of Jul 14, 2026. The likely range is $246,098 to $276,024. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 N Garfield Ave, Dell Rapids, SD last sell?

409 N Garfield Ave, Dell Rapids, SD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 409 N Garfield Ave, Dell Rapids, SD?

409 N Garfield Ave, Dell Rapids, SD has 3 bedrooms, 2 bathrooms, 1,736 square feet of living space and a 0.33-acre lot.

When was 409 N Garfield Ave, Dell Rapids, SD built?

409 N Garfield Ave, Dell Rapids, SD was built in 1905, making it 121 years old. It is a conventional home. The building has 2 stories.

What schools serve 409 N Garfield Ave, Dell Rapids, SD?

409 N Garfield Ave, Dell Rapids, SD is assigned to Dell Rapids Middle School - 03 (middle), rated A; Dell Rapids High School - 01 (high), rated C-; Dell Rapids Elementary - 02 (elementary), rated A. All sit in Dell Rapids School District 49-3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 N Garfield Ave, Dell Rapids, SD compare to other homes in Dell Rapids 57022?

Among the 1,916 homes in Dell Rapids 57022, it is worth more than 24% of them ($261,061 against a typical $359,171), its price per square foot is higher than 6% of them ($150 against a typical $254), it is bigger than 71% of them (1,736 ft² against a typical 1,431 ft²), its lot is bigger than 55% of them (0.33 ac against a typical 0.3 ac) and it is newer than 8% of them (1905 against a typical 1979). Measured against all of Minnehaha County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 N Garfield Ave, Dell Rapids, SD?

The 2025 property tax bill for 409 N Garfield Ave, Dell Rapids, SD was $2,985. The county assessed it at $219,300.

Closest homes

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Assigned schools

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