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Single Family ResidenceResidential
$315,585$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

409 PROSPECT ST

ELKHART, IN 46514
6
Beds
4 / 1
Baths
3,079 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1908
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
11
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$316K
$284K low$348K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,479 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$403,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$380,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$342,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$403,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElkhart
Lot (acres)The size of the land the home sits on, from county records.0.21
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 192 ft²Porch · 520 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Side Middle SchoolD
Middle · Grades 7–8 · 1.0 mi
E
Beardsley Elementary SchoolF
Elementary · Grades KG–6 · 1.2 mi
H
Elkhart High School
High · Grades 9–12 · 1.6 mi

District: Elkhart Community Schools

Neighborhood · ZIP 46514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.43,282
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,071 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,821
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,622
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Riverside
  • Costs less per square foot than 88% of homes in Elkhart 46514
  • Bigger than 95% of homes in Riverside
  • Has a bigger lot than 84% of homes in Riverside
  • Older than 94% of homes in Elkhart 46514

What homes are worth in Elkhart 46514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$657K

This home is worth more than 77% of homes in Elkhart 46514.

How it measures up in Elkhart 46514

The dot is this home. The mark in the middle is the typical home in Elkhart 46514.

Estimated value$315,585
CheaperTypical $231,593Pricier

Pricier than 77% of homes nearby

Price per ft²$102
CheaperTypical $150Pricier

Pricier than 12% of homes nearby

Living area3,079 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.21 ac
SmallerTypical 0.35 acBigger

Bigger than 23% of homes nearby

Year built1908
OlderTypical 1969Newer

Newer than 6% of homes nearby

How 409 Prospect St ranks against every home in each area.
MeasureThis homeRiversideElkhart 46514Elkhart County
Estimated valuepricier than$315,58598% of homes77% of homes69% of homes
Price per ft²pricier than$10239% of homes12% of homes13% of homes
Living areabigger than3,079 ft²95% of homes95% of homes93% of homes
Lot sizebigger than0.21 ac84% of homes23% of homes23% of homes
Year builtnewer than190843% of homes6% of homes9% of homes

About 409 Prospect St

How much is 409 Prospect St, Elkhart, IN worth?

The TopHap Estimate for 409 Prospect St, Elkhart, IN is $315,585 as of Sep 24, 2026. The likely range is $283,547 to $347,624. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 409 Prospect St, Elkhart, IN?

409 Prospect St, Elkhart, IN has 6 bedrooms, 4 bathrooms, 3,079 square feet of living space and a 0.21-acre lot.

When was 409 Prospect St, Elkhart, IN built?

409 Prospect St, Elkhart, IN was built in 1908, making it 118 years old. The building has 2 stories.

What schools serve 409 Prospect St, Elkhart, IN?

409 Prospect St, Elkhart, IN is assigned to North Side Middle School (middle), rated D; Beardsley Elementary School (elementary), rated F; Elkhart High School (high). All sit in Elkhart Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Prospect St, Elkhart, IN compare to other homes in Elkhart 46514?

Among the 13,836 homes in Elkhart 46514, it is worth more than 77% of them ($315,585 against a typical $231,593), its price per square foot is higher than 12% of them ($102 against a typical $150), it is bigger than 95% of them (3,079 ft² against a typical 1,496 ft²), its lot is bigger than 23% of them (0.21 ac against a typical 0.35 ac) and it is newer than 6% of them (1908 against a typical 1969). Measured against all of Elkhart County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Prospect St, Elkhart, IN?

The 2024 property tax bill for 409 Prospect St, Elkhart, IN was $3,479. The county assessed it at $403,700.

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