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Single Family ResidenceResidential
$99,764$177 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $36,900 on Oct 30, 2002

409 RICE ST

IONIA, MI 48846
1
Beds
1
Baths
564 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$100K
$92K low$107K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$36,900 · Oct 30, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$69,012
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$55,210
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,752
JPMORGAN CHASE BANK NA · recorded Jun 21, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,140 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$84,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyIONIA
Lot (acres)The size of the land the home sits on, from county records.0.11
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Emerson SchoolB-
Elementary · Grades PK–5 · 0.2 mi
M
Ionia Middle SchoolC+
Middle · Grades 6–8 · 0.8 mi
H
Ionia High SchoolC-
High · Grades 9–12 · 2.2 mi

District: Ionia Public Schools

Neighborhood · ZIP 48846These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,877
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.189 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,099
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,017
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Rice St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Ionia County
  • Costs more per square foot than 72% of homes in Ionia 48846
  • Among the smallest homes in Ionia 48846
  • Has a smaller lot than 97% of homes in Ionia County

What homes are worth in Ionia 48846

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$455K

This home is worth more than 7% of homes in Ionia 48846.

How it measures up in Ionia 48846

The dot is this home. The mark in the middle is the typical home in Ionia 48846.

Estimated value$99,764
CheaperTypical $207,750Pricier

Pricier than 7% of homes nearby

Price per ft²$177
CheaperTypical $151Pricier

Pricier than 72% of homes nearby

Living area564 ft²
SmallerTypical 1,432 ft²Bigger

Smaller than almost all homes nearby

Lot size0.11 ac
SmallerTypical 0.63 acBigger

Bigger than 4% of homes nearby

How 409 Rice St ranks against every home in each area.
MeasureThis homeIonia 48846Ionia County
Estimated valuepricier than$99,7647% of homes3% of homes
Price per ft²pricier than$17772% of homes53% of homes
Living areabigger than564 ft²almost no homesalmost no homes
Lot sizebigger than0.11 ac4% of homes3% of homes

About 409 Rice St

How much is 409 Rice St, Ionia, MI worth?

The TopHap Estimate for 409 Rice St, Ionia, MI is $99,764 as of Jul 14, 2026. The likely range is $92,447 to $107,081. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Rice St, Ionia, MI last sell?

409 Rice St, Ionia, MI last sold on Oct 30, 2002 for $36,900, according to the county's recorded deed.

How big is 409 Rice St, Ionia, MI?

409 Rice St, Ionia, MI has 1 bedrooms, 1 bathrooms, 564 square feet of living space and a 0.11-acre lot.

What schools serve 409 Rice St, Ionia, MI?

409 Rice St, Ionia, MI is assigned to Emerson School (elementary), rated B-; Ionia Middle School (middle), rated C+; Ionia High School (high), rated C-. All sit in Ionia Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Rice St, Ionia, MI compare to other homes in Ionia 48846?

Among the 5,213 homes in Ionia 48846, it is worth more than 7% of them ($99,764 against a typical $207,750), its price per square foot is higher than 72% of them ($177 against a typical $151), it is bigger than almost none of them (564 ft² against a typical 1,432 ft²) and its lot is bigger than 4% of them (0.11 ac against a typical 0.63 ac). Measured against all of Ionia County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Rice St, Ionia, MI?

The 2025 property tax bill for 409 Rice St, Ionia, MI was $1,140. The county assessed it at $42,100.

Closest homes

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Assigned schools

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