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Single Family ResidenceResidential
$201,501$149 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

409 RUTH ST

PORTAGE, MI 49002
2
Baths
1,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.

Valuation

$202K
$177K low$226K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,256
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,605
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.39%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$78,245
PHH MORTGAGE SERVICES CORP · recorded Aug 30, 2019

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$95,400 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$190,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyKALAMAZOO
Lot (acres)The size of the land the home sits on, from county records.0.14
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Portage North Middle SchoolB+
Middle · Grades 6–8 · 1.1 mi
H
Portage Northern High SchoolB-
High · Grades 9–12 · 1.1 mi
E
Woodland Elementary SchoolC+
Elementary · Grades PK–5 · 1.3 mi

District: Portage Public Schools

Neighborhood · ZIP 49002These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.20,877
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,018 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,776
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,066
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Ruth St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Portage 49002
  • Costs less per square foot than 90% of homes in Portage 49002
  • Has a smaller lot than 94% of homes in Portage 49002
  • Newer than 80% of homes in Kalamazoo County

What homes are worth in Portage 49002

Each bar is how many homes fall in that price range. The marker is this home.

This home
$131K$835K

This home is worth more than 22% of homes in Portage 49002.

How it measures up in Portage 49002

The dot is this home. The mark in the middle is the typical home in Portage 49002.

Estimated value$201,501
CheaperTypical $263,750Pricier

Pricier than 22% of homes nearby

Price per ft²$149
CheaperTypical $199Pricier

Pricier than 10% of homes nearby

Living area1,352 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.14 ac
SmallerTypical 0.3 acBigger

Bigger than 6% of homes nearby

Year built1997
OlderTypical 1963Newer

Newer than 79% of homes nearby

How 409 Ruth St ranks against every home in each area.
MeasureThis homePortage 49002Kalamazoo County
Estimated valuepricier than$201,50122% of homes29% of homes
Price per ft²pricier than$14910% of homes25% of homes
Living areabigger than1,352 ft²51% of homes42% of homes
Lot sizebigger than0.14 ac6% of homes10% of homes
Year builtnewer than199779% of homes80% of homes

About 409 Ruth St

How much is 409 Ruth St, Portage, MI worth?

The TopHap Estimate for 409 Ruth St, Portage, MI is $201,501 as of Jun 23, 2026. The likely range is $177,320 to $225,681. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Ruth St, Portage, MI last sell?

409 Ruth St, Portage, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 409 Ruth St, Portage, MI?

409 Ruth St, Portage, MI has 2 bathrooms, 1,352 square feet of living space and a 0.14-acre lot.

When was 409 Ruth St, Portage, MI built?

409 Ruth St, Portage, MI was built in 1997, making it 29 years old. It is a ranch home.

What schools serve 409 Ruth St, Portage, MI?

409 Ruth St, Portage, MI is assigned to Portage North Middle School (middle), rated B+; Portage Northern High School (high), rated B-; Woodland Elementary School (elementary), rated C+. All sit in Portage Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Ruth St, Portage, MI compare to other homes in Portage 49002?

Among the 6,680 homes in Portage 49002, it is worth more than 22% of them ($201,501 against a typical $263,750), its price per square foot is higher than 10% of them ($149 against a typical $199), it is bigger than 51% of them (1,352 ft² against a typical 1,344 ft²), its lot is bigger than 6% of them (0.14 ac against a typical 0.3 ac) and it is newer than 79% of them (1997 against a typical 1963). Measured against all of Kalamazoo County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Portage 49002

Assigned schools

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