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Single Family ResidenceResidential
$246,017$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $142,500 on Nov 4, 2016

409 S 5TH ST

SAINT JOSEPH, IL 61873
1
Baths
1,218 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1925
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$246K
$233K low$259K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$142,500 · Nov 4, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$132,017
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$105,614
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.52%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$114,000
BUSEY BK · 3.5% 2 · recorded Nov 4, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,652 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,860 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,720
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$54,140
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$60,070
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$200,580

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.A-Frame
CountyChampaign
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 560 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St Joseph Elementary SchoolA-
Elementary · Grades PK–4 · 0.1 mi
M
St Joseph Middle SchoolA
Middle · Grades 5–8 · 0.2 mi
H
St Joseph-Ogden High SchoolA
High · Grades 9–12 · 0.5 mi

District: St. Joseph Community Consolidated School District 169

Neighborhood · ZIP 61873These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.51
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,216
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.94 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,849
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,361
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 S 5th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Saint Joseph 61873
  • Costs more per square foot than 72% of homes in Champaign County
  • Smaller than 73% of homes in Saint Joseph 61873
  • Older than 89% of homes in Saint Joseph 61873

What homes are worth in Saint Joseph 61873

Each bar is how many homes fall in that price range. The marker is this home.

This home
$116K$603K

This home is worth more than 35% of homes in Saint Joseph 61873.

How it measures up in Saint Joseph 61873

The dot is this home. The mark in the middle is the typical home in Saint Joseph 61873.

Estimated value$246,017
CheaperTypical $276,398Pricier

Pricier than 35% of homes nearby

Price per ft²$202
CheaperTypical $192Pricier

Pricier than 58% of homes nearby

Living area1,218 ft²
SmallerTypical 1,448 ft²Bigger

Bigger than 27% of homes nearby

Year built1925
OlderTypical 1994Newer

Newer than 11% of homes nearby

How 409 S 5th St ranks against every home in each area.
MeasureThis homeSaint Joseph 61873Champaign County
Estimated valuepricier than$246,01735% of homes55% of homes
Price per ft²pricier than$20258% of homes72% of homes
Living areabigger than1,218 ft²27% of homes48% of homes
Year builtnewer than192511% of homes17% of homes

About 409 S 5th St

How much is 409 S 5th St, Saint Joseph, IL worth?

The TopHap Estimate for 409 S 5th St, Saint Joseph, IL is $246,017 as of Jul 14, 2026. The likely range is $233,260 to $258,774. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 S 5th St, Saint Joseph, IL last sell?

409 S 5th St, Saint Joseph, IL last sold on Nov 4, 2016 for $142,500, according to the county's recorded deed.

How big is 409 S 5th St, Saint Joseph, IL?

409 S 5th St, Saint Joseph, IL has 1 bathrooms and 1,218 square feet of living space.

When was 409 S 5th St, Saint Joseph, IL built?

409 S 5th St, Saint Joseph, IL was built in 1925, making it 101 years old. It is a a-frame home. The building has 2 stories.

What schools serve 409 S 5th St, Saint Joseph, IL?

409 S 5th St, Saint Joseph, IL is assigned to St Joseph Elementary School (elementary), rated A-; St Joseph Middle School (middle), rated A; St Joseph-Ogden High School (high), rated A. All sit in St. Joseph Community Consolidated School District 169. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 S 5th St, Saint Joseph, IL compare to other homes in Saint Joseph 61873?

Among the 2,245 homes in Saint Joseph 61873, it is worth more than 35% of them ($246,017 against a typical $276,398), its price per square foot is higher than 58% of them ($202 against a typical $192), it is bigger than 27% of them (1,218 ft² against a typical 1,448 ft²) and it is newer than 11% of them (1925 against a typical 1994). Measured against all of Champaign County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 S 5th St, Saint Joseph, IL?

The 2024 property tax bill for 409 S 5th St, Saint Joseph, IL was $4,652. The county assessed it at $66,860.

Closest homes

More homes in Saint Joseph 61873

Assigned schools

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