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Single Family ResidenceResidential
$428,999$139 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

409 WATERS RIDGE DR

LAVON, TX 75166
4
Beds
4
Baths
3,083 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2022
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$429K
$401K low$457K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$133,999
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$107,199
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$295,000
HAPPY STATE BANK · recorded Jan 25, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,037 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$440,189 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$105,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$335,189
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$460,509
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$440,189

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCollin

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Community Trails Middle School
Middle · Grades 6–8 · 1.7 mi
E
Dodson Elementary SchoolC+
Elementary · Grades PK–5 · 3.0 mi
H
Community High SchoolC
High · Grades 9–12 · 3.7 mi

District: Community Independent School District

Neighborhood · ZIP 75166These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.46
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.5,153
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.354 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$117,162
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$131,107
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Waters Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Lavon 75166
  • Costs less per square foot than 98% of homes in Collin County
  • Bigger than 89% of homes in Lavon 75166
  • Newer than 91% of homes in Collin County

What homes are worth in Lavon 75166

Each bar is how many homes fall in that price range. The marker is this home.

This home
$263K$709K

This home is worth more than 73% of homes in Lavon 75166.

How it measures up in Lavon 75166

The dot is this home. The mark in the middle is the typical home in Lavon 75166.

Estimated value$428,999
CheaperTypical $365,465Pricier

Pricier than 73% of homes nearby

Price per ft²$139
CheaperTypical $171Pricier

Pricier than 8% of homes nearby

Living area3,083 ft²
SmallerTypical 2,156 ft²Bigger

Bigger than 89% of homes nearby

Year built2022
OlderTypical 2022Newer

Newer than 57% of homes nearby

How 409 Waters Ridge Dr ranks against every home in each area.
MeasureThis homeLavon 75166Collin County
Estimated valuepricier than$428,99973% of homes34% of homes
Price per ft²pricier than$1398% of homes2% of homes
Living areabigger than3,083 ft²89% of homes70% of homes
Year builtnewer than202257% of homes91% of homes

About 409 Waters Ridge Dr

How much is 409 Waters Ridge Dr, Lavon, TX worth?

The TopHap Estimate for 409 Waters Ridge Dr, Lavon, TX is $428,999 as of Jul 14, 2026. The likely range is $400,612 to $457,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Waters Ridge Dr, Lavon, TX last sell?

409 Waters Ridge Dr, Lavon, TX last sold on May 23, 2022, according to the county's recorded deed.

How big is 409 Waters Ridge Dr, Lavon, TX?

409 Waters Ridge Dr, Lavon, TX has 4 bedrooms, 4 bathrooms and 3,083 square feet of living space.

When was 409 Waters Ridge Dr, Lavon, TX built?

409 Waters Ridge Dr, Lavon, TX was built in 2022, making it 4 years old. The building has 2 stories.

What schools serve 409 Waters Ridge Dr, Lavon, TX?

409 Waters Ridge Dr, Lavon, TX is assigned to Community Trails Middle School (middle); Dodson Elementary School (elementary), rated C+; Community High School (high), rated C. All sit in Community Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Waters Ridge Dr, Lavon, TX compare to other homes in Lavon 75166?

Among the 5,471 homes in Lavon 75166, it is worth more than 73% of them ($428,999 against a typical $365,465), its price per square foot is higher than 8% of them ($139 against a typical $171), it is bigger than 89% of them (3,083 ft² against a typical 2,156 ft²) and it is newer than 57% of them (2022 against a typical 2022). Measured against all of Collin County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Waters Ridge Dr, Lavon, TX?

The 2024 property tax bill for 409 Waters Ridge Dr, Lavon, TX was $10,037. The county assessed it at $440,189.

Closest homes

More homes in Lavon 75166

Assigned schools

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