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Single Family ResidenceResidential
$228,669$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $100,000 on Aug 17, 2018

4095 ROSEWOOD DR

SAGINAW, MI 48603
3
Beds
2
Baths
1,572 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$229K
$210K low$247K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Aug 17, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$138,669
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$110,935
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
WILDFIRE CU · recorded Aug 17, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,652 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,300 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$218,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.23
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 120 ft²Porch · 96 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Sherwood Elementary School
Elementary · Grades PK–5 · 0.5 mi
H
Heritage High SchoolB-
High · Grades 9–12 · 1.0 mi
M
White Pine Middle SchoolB-
Middle · Grades 6–8 · 2.9 mi

District: Saginaw Township Community Schools

Neighborhood · ZIP 48603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.70
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.26,314
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,423 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,372
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,427
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4095 Rosewood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Saginaw County
  • Costs more per square foot than 73% of homes in Saginaw County
  • Has a smaller lot than 89% of homes in Saginaw 48603
  • Newer than 82% of homes in Saginaw County

What homes are worth in Saginaw 48603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$104K$658K

This home is worth more than 50% of homes in Saginaw 48603.

How it measures up in Saginaw 48603

The dot is this home. The mark in the middle is the typical home in Saginaw 48603.

Estimated value$228,669
CheaperTypical $228,044Pricier

Pricier than 50% of homes nearby

Price per ft²$145
CheaperTypical $144Pricier

Pricier than 53% of homes nearby

Living area1,572 ft²
SmallerTypical 1,622 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.24 ac
SmallerTypical 0.3 acBigger

Bigger than 11% of homes nearby

Year built1988
OlderTypical 1974Newer

Newer than 68% of homes nearby

How 4095 Rosewood Dr ranks against every home in each area.
MeasureThis homeSaginaw 48603Saginaw County
Estimated valuepricier than$228,66950% of homes71% of homes
Price per ft²pricier than$14553% of homes73% of homes
Living areabigger than1,572 ft²46% of homes62% of homes
Lot sizebigger than0.24 ac11% of homes33% of homes
Year builtnewer than198868% of homes82% of homes

About 4095 Rosewood Dr

How much is 4095 Rosewood Dr, Saginaw, MI worth?

The TopHap Estimate for 4095 Rosewood Dr, Saginaw, MI is $228,669 as of Jul 14, 2026. The likely range is $210,018 to $247,320. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4095 Rosewood Dr, Saginaw, MI last sell?

4095 Rosewood Dr, Saginaw, MI last sold on Aug 17, 2018 for $100,000, according to the county's recorded deed.

How big is 4095 Rosewood Dr, Saginaw, MI?

4095 Rosewood Dr, Saginaw, MI has 3 bedrooms, 2 bathrooms, 1,572 square feet of living space and a 0.23-acre lot.

When was 4095 Rosewood Dr, Saginaw, MI built?

4095 Rosewood Dr, Saginaw, MI was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 4095 Rosewood Dr, Saginaw, MI?

4095 Rosewood Dr, Saginaw, MI is assigned to Sherwood Elementary School (elementary); Heritage High School (high), rated B-; White Pine Middle School (middle), rated B-. All sit in Saginaw Township Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4095 Rosewood Dr, Saginaw, MI compare to other homes in Saginaw 48603?

Among the 8,252 homes in Saginaw 48603, it is worth more than 50% of them ($228,669 against a typical $228,044), its price per square foot is higher than 53% of them ($145 against a typical $144), it is bigger than 46% of them (1,572 ft² against a typical 1,622 ft²), its lot is bigger than 11% of them (0.24 ac against a typical 0.3 ac) and it is newer than 68% of them (1988 against a typical 1974). Measured against all of Saginaw County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4095 Rosewood Dr, Saginaw, MI?

The 2025 property tax bill for 4095 Rosewood Dr, Saginaw, MI was $1,652. The county assessed it at $109,300.

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